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dyanamo
22-04-2008, 04:23 PM
Is there a website preferbaly free or doesnt cost much where I can get my Credit rating from?

Thanks

Syndyre
22-04-2008, 04:27 PM
www.creditexpert.co.za

gdiza
22-04-2008, 05:14 PM
Okay, nice URL but you have to register, I'm not happy giving everything about myself to that site.

Any other site where I can check my credit rating?

Syndyre
22-04-2008, 05:23 PM
That's the site of one of the credit agencies (Experian), you're going to have to register at any site you go to.

DarkDenim
22-04-2008, 05:25 PM
Is there a website preferbaly free or doesnt cost much where I can get my Credit rating from?

Thanks

http://www.mycredit.co.za ;)

Messugga
22-04-2008, 05:29 PM
Question: What does it matter if you know your credit rating? I've never taken out a loan or anything and haven't had a credit card for years either. Just curious.

gdiza
22-04-2008, 05:31 PM
It's good to have a GOOD credit rating, at some point, if you wanna buy a house or a car or anything, having a good credit rating will decide if you get the loan or not.

If you're rich, don't worry.
If you're not... yeah well, no time like the present to sort yourself out with a good credit rating!

Messugga
22-04-2008, 05:39 PM
gdiza, which is why I applied for a credit card not too long ago. Don't really have expenses yet but I buy bandwidth and whatnot online with the card which should bring my rating up a bit, or so I'm told.(Well, the paying back what I owe on the card does, anyway)

gdiza
22-04-2008, 05:40 PM
I failed the verification process at mycredit.co.za

That's kark man!

I have the best credit rating ever!!!!! :D
Stupid web site! :mad:

HavocXphere
22-04-2008, 05:42 PM
Don't check your credit rating too often. It shows up as a query on the records and if you have loads of queries and few granted credit instances then that counts against you.

alf101
22-04-2008, 06:01 PM
I failed the verification process at mycredit.co.za

That's kark man!

I have the best credit rating ever!!!!! :D
Stupid web site! :mad:

Hope u read the terms and conditions before putting your details online.

CharlesM
22-04-2008, 07:06 PM
You can get a free credit report in the month of your birthday.

AntiThesis
22-04-2008, 07:17 PM
- Copy of Electricity Account or
- Copy of Store Account or
- Copy of Lease Agreement or
- Letter from tribal chief

I bet that only happens in South Africa :D

gdiza
22-04-2008, 07:22 PM
Hope u read the terms and conditions before putting your details online.

No I never actually... oops!!! :(

alf101
22-04-2008, 07:28 PM
No I never actually... oops!!! :(

Rather put your ex gf's details in there to make sure it's legit.

Nobrainer
22-04-2008, 10:05 PM
I bet that only happens in South Africa :D

It actually happens quite a bit in Ghana and Tanzania as well - Id say most african countries.

AntiThesis
22-04-2008, 10:11 PM
That's actually a good point. It's just so odd to see.

It does make sense if I think about it though.