Which is the best credit card out there currently. I'm looking at a silver or gold one. Also, I'm with discovery life, so getting theirs is an option as well. But that is more expensive than a FNB card for example.
What do you recommend?
Best Credit card
Which is the best credit card out there currently. I'm looking at a silver or gold one. Also, I'm with discovery life, so getting theirs is an option as well. But that is more expensive than a FNB card for example.
What do you recommend?
The avalanche has started. It is too late for the pebbles to vote.
Depends how you manage the card, if you settle your balance every month, then the type of card does not really matter. I don't buy into the schemes because there is usually a catch of some sort and it normally costs more.
I have the Nedbank gold visa/amex combination, I recently learnt there was an additional fee for being a part of the scheme over and above their annual fee. The points, I get, well I have not figured out what I can do with them other side from using them against items they have on offer. The points, well you need many thousands to get anything.
virgin credit card!its free, unless u don't pay up withing 55 days of what u purchased.but seriously there are no monthly charges and its awesome for travels.any international atm withdrawal is only 11rands.i have one as a back ...since its free to keep.
agree with poorestguy, virgin credit card is the best, no fees.
How does one go about getting the Virgin CC, i am with FNB, sorry not trying to hijack the post.
What is psoriasis?
No worries. Same type of info.. Virgin sounds good..Originally Posted by Yuu
How does one go about getting the Virgin CC, i am with FNB
The avalanche has started. It is too late for the pebbles to vote.
+1 on Virgin CC
Also have some generous interest rates if you keep a positive balance
life is short, eat dessert first
http://www.virginmoney.co.za/vmsa/
I have had one before, they are ok.
Agree on Virgin Money - backoffice is ABSA by the way.
dont fall for a VCC...go and look @ the rates before you give them a call... its like 20% on your amount when in red...
Any CC in the red is going hurt...
life is short, eat dessert first
I love the discovery credit card. We get hundreds a month in cash backs from shopping at pick n pay and other partner stores. Also got a few grand cash back when I went to Mauritius last year.
agreed, I benefit significantly from the Partner discounts, especially with regards to HealthyFoods in combination with DiscoveryCC which ultimately translates into the 75% Medical Savings Booster.
Virgin Money is okay as long as you don't run into any queries or problems. I found that whenever I had problems and needed to get them to rectify it, it made me regret ever having considered dealing with them because it took repeated requests on my end (and finally posting on HelloPeter) to get them to fix the mistakes on their side.
I eventually gave up and cancelled my credit card with them but since they're free (no annual fee), I guess I can't really complain too much.
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