I was one of the few people looking forward to the Standard Bank real value banking offering. Savings of up to 50% in the hope that i could cut my bank fees. I just browse the pricing on the website and its basically the same as the other major banks unlimited electronic transactions R69p/m and Elite unlimited R99p/m nothing new and def nothing to run such aggressive advertising promotion. Capitec is the last bank on earth i would consider on friday when my Ned bank sms notification for Internet banking could not be delivered (cell c network) i had to go to Capitec to make the cash deposit. I was shocked they had 6 staff members for giving out loans , and 1 person , yes one person that handles enquiries , cash withdrawls and cash deposits i was in the q for a hour. The capacity for bank teller and enquiries is just 2 tellers. I am sorry i have more important things in my life to q for a hour. I love my Nedbank now more than ever , never long ques , friendly and efficient. Sorry Standard Bank if you actually did offer real value you would have gained a client.