Cell C - 7 months without a phone.

[NAG - Wesley]

But what happens if the phone's battery was flat and this system unable to record... then you interested the correct sim, and only then did you accidently drop it... ?

or are you not allowed, ever, to have another sim in your phone...

Nope, you're not allowed to have another SIM in there if you expect to keep the warranty or insurance cover. Those are the rules, sadly.

[DanH]

If your mom bought 2 cars and insured herself for car A only and you for car B only. Then if you swap cars, neither of you are insured. So when you have an accident driving the car which your mom is insured for, a claim cannot be made. In fact you are trying to commit fraud by trying to make the claim.

[abzo]

Car insurance depends on the risk profile of the individual. Does the same apply for cellphone insurance?

Not sure the analogy applies.