Recent content by Uraeus

  1. U

    Home renovations before/after switching bond?

    Hey folks, I have a bit of a dilemma I'm hoping some of you folks can help with. I've been REALLY wanting to switch my bond to another institution as am on prime +3.5% with Nedbank. This was due to my wife not working when getting the bond, and I had to take full responsibility for it...
  2. U

    Horrors of buying a house

    Hey Folks, Was wondering if some of you folks have any advise on my situation. My wife and I bought our first house in June of this year, and moved into the property in October. When we first viewed the property we were made aware of some damages to house, such as water damage to one of...
  3. U

    100% bond vs 90% bond and 10% personal loan

    Hi Guys, I am needing advise as to which to pick, the monthly payments are approximately the same, just the 100% bond is at a higher rate. I have been offered a 100% bond at prime + 3.5%, and a 90% bond at prime + 0.9%. I will need to take out a 10% personal loan which will most likely be...
  4. U

    How in hell are people buying houses?

    I have recently put in an offer to purchase on a place I am interested in buying, and my experience thus far in getting a home loan is simply ridiculous. I dont have a long history of buying cars etc, so it is proving a headache. I have approached all the banks, as well as sahomeloans, and...
  5. U

    New National Insurance..have you heard of them?

    I have been hunting around for new quotes lately, and the cheapest so far belongs to a company call "New National Domestic". They are offering cover on everything, i.e. Motor, Household and All risk. I did a quick google, and found nothing on them, so I'm a bit weary. I was wondering if...
  6. U

    Deductions off salary illegal?

    So here is the dilemma: Take for example that you are getting paid RX per month (Rx per hour), and a more senior person doing the same job gets paid RY (Ry per hour) (with Y > X) for doing the same thing. Suppose that you request to work an hour less a week and the more senior person will...
  7. U

    Is there anyway to rescind a newly signed lease agreement?

    I am currently in a debacle in which I want to cancel the lease I renewed on friday. The rent increase is not justified and I want to get out of there, FAST. I can afford it, but I dont want to pay that for what I got. I am going to contact the rental tribunal tomorrow, and hope that they...
  8. U

    My Samsung Galaxy S not receiving calls

    I recently got a Samsung Galaxy S on contract with vodacom, and the phone is starting to play up a bit. My phone seems to be putting people straight onto voice mail ("The subscriber you have dailled is not available at present") instead on making my phone ring. I will get an SMS shortly...
  9. U

    So I'm getting poached..

    Hey guys, Just wanted to get some advice on something. Here is a break down: At the moment I am fairly happy in my current company and job, things have been going well. I have also become somewhat in-disposable to them in that if I leave it will knock the company for about 6 months in...
  10. U

    Any other Food nuts here?

    I have been wondering this as of late, since when I go shopping I find I'm the only person reading the the ingredients on the packaging before placing it in my trolley. :whistle: I eat 'fresh' fruit and veg more often than not, simply because boxed/canned food is off putting. I simply...
  11. U

    So my PC finally died..

    Hey MyBB, My workhorse of a laptop has given its last puff, and i'm starting my search for a reliable 'n fast desktop and would really love some help on the matter :) Requirements: 1) I need the PC to last me a good 2-3 years 2) It needs to be fast since helps with the compiling, and...
Top