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  1. M

    Tips to Boost your eBucks - 1 July 2021 to 30 June 2022

    Also no streaming services for me - itunes/spotify/uber/mrd
  2. M

    Vehicle Licensing Penalties

    Hoping that somebody here might be able to shed some light for me: Having not been around, my vehicle license (annually R708) was not renewed from 31/12/2018, hypothetically if I went to settle the debt and pay outstanding on 23 June what amount would you expect to be due? I don't agree with...
  3. M

    Is Private Banking worth it?

    Seems you have bought into all the 'upsells' - a question because I don't buy into these, are things like those investments beating average returns net of costs for comparable products (Allan Gray, Sygnia etc...)?
  4. M

    Is Private Banking worth it?

    FNB made zero difference with rates in my experience (would have gotten the same on Gold), so I regard improved rates as a myth
  5. M

    Fortuner, Everest or ...?

    Thinking maybe this and the old XT (turbo) make some difference. Drove the 2021 2.0 and 2.5 Forester this weekend and when the pedal is pushed they remind me a bit of back in the day when you phoned the Telkom call center and were on-hold for an age before something happened. I need to get one...
  6. M

    Tips to Boost your eBucks - 1 July 2021 to 30 June 2022
  7. M

    Fortuner, Everest or ...?

    Yup that's why he is changing marques because he lost his club discount.
  8. M

    Fortuner, Everest or ...?

    So for all the Forester pundits, are we talking about the CVT gearbox, what is it like? Have driven an ASX and CR-V and I disliked their CVT gearboxes a lot when driving long distances that I could never buy one. I see no mention of a Rav4 - is this a viable option? Seems safe (Euroncap 5*...)...
  9. M

    MyBB Motorcycle Owners Thread (2nd gear)

    So I am no expert in motor-cycle insurance but generally the sum insured on the policy is only one factor (it is the maximum theoretically payable and impacts the premiums you pay). You need to look at the policy type in the wording to see if the indemnity is based on agreed value (as stated in...
  10. M

    Tips to Boost your eBucks - 1 July 2020 to 30 June 2021

    Yea I am more worried about the R1000 replacement fee if one loses it - look at them trying an upsell :)
  11. M

    Tips to Boost your eBucks - 1 July 2020 to 30 June 2021

    @Gtx Gaming - Excuse my ignorance, but what is a metal card and are there any benefits?
  12. M

    finding a tenant for a property

    I am sure there are other resources but once you register and have their permission, you can do a credit check - about a hundred bucks: And then you can also buy a lease template:
  13. M

    Nightmare with a South African bank

    Similar experience in Dublin last year but it was only a couple of euros - wrote it off in the end because the effort involved in fighting it was going to consume far too much energy and time. I was also shown rates screen and then clicked 'return card' and not no. Card was ejected but no cash...
  14. M

    2017 Volvo V40

    Has anyone here got one that is older than 5 years old, what has been some of the maintenance items that have gone after the motor-plan ended? For interest, I got quotes to extend the motor-plan which seem a little crazy: - 2Yr R40 000 something - 3Yr R60 000 something
  15. M

    Webafrica - Double natting

    Thanks for creating this thread! Think you solved my issue as well :)
  16. M

    Employer life policy vs private

    Nope, maybe rephrase your original post so it is less ambiguous? My understanding is that only one income protection policy will pay out so the income protection section on the second policy is a waste.
  17. M

    Employer life policy vs private

    This part. You can have several life policies, which will all pay in the event of death.
  18. M

    Employer life policy vs private

    Not so, you can over insure on life and dread disease cover... (have as many policies as you want). Benefits of group cover are typically no individual underwriting; unless you want increased limits if this an option. As the others have said a small personal policy is good to have (especially...
  19. M

    How much do you have in your savings account?

    SARS informant; there I was thinking more like collecting his new vishing/phishing/... targets
  20. M

    FNB Private client vs Private wealth

    Don't agree with this sentiment at all - RMB may be different but on the FNB side you are unlikely to see a difference.