It's possible, especially if you're claiming resultant damage.
The insurance in the building in which I own a unit has set a R1,500 excess for the geyser replacement and a R1,700 excess for fixing of the resultant damage
Because he's an anti-semite.
He'll tell you that Israelis (i.e. Jews) have low IQ, and if you refute with your comment, he'll tell you that Ashkenazi Jews aren't real Jews.
Don't point out to him that these 'non-Jews' make up a lot of Israeli Jewish society, thus Israelis can't have below...