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And it’s quicker to transfer. Remember especially if the property is empty. The seller is paying rates and maybe levies. Plus there is an opportunity cost they could use the proceed to get rid of their debts and time value of money. A cash sale could quicken the sale by 6-8 months. Considering...

Or sell your miles or Ebucks. And use the cash to buy.

What’s the quickest way to get a replacement credit card?

They usually earn 50%-75% of the commission off the sale.

You can get charged a service fee if you on prepaid. Usually it’s 10%

Yea medical of R3500 is allot for one person. I’m been fortunate that I’m pretty healthy and paying 1.5k for hospital cover. Yea rent is expensive. You can get a nice place for 7/8 k two beds in Fourways for that price as well.

Your net probably includes medical and retirement. If there’s a healthy programme with your medical you could atleast recover that cost.

How many viewings did you have with the agents.

1 sell your miles at a higher rate. Use the money to buy the thing in sportsman. 2 buy allot of things at sportsman. Since the discount only applies to the first 2/4K

Hi anyone want to trade their wimpy vouchers for my Starbucks voucher. Going on a trip today.

Do you get club points when using the clicks app? I have never gotten any points before.

It’s not too bad. With discovery you could be swiping 15 times a week.

So you on 30% of your salary. Or did you go back to the same salary before covid. Technically that’s like 300% increase if you did.

Black suite. Single person. With vitality purple

They finally partiallycorrected miles back for buying my Fenix 6. I’m still owed around another 28k. Healthyfood was low because forgot to do my vitality age.

I prefer a high interest rate. I found it much easier to find a good tenant when interest rates are high compared to when the interest rates are low. All the good tenants just go and buy a place to stay.

The rental income are so overstated. I have asked anyone who bought easy properties to give me one reason why it’s better than a REIT and they couldn’t answer the question. Or the say something stupid like they get dividends.

People with easy property shouldn’t complain. Kinda of a waste of money imo. So many better options out there.

So don’t you pay everything off and leave a R100 bucks. Will the penalty be R1 then?

This was in Aug 2021. Has the fees remain unchanged since then? Wish they were more transparent on their website.