DOES MY INSURANCE COVER INFERTILITY AND IVF?
New York requires all fully-insured employer groups to cover up to 3 cycles of IVF for people with a medical diagnosis of infertility. Self-funded employer groups have the option to “opt-in” to the mandate.
WHO ISN’T ELIGIBLE UNDER THE NEW LAW?
While we ultimately hoped that all New York residents would receive coverage as needed, certain limitations do exist. The mandate leaves out anyone on Medicaid, employees of small and medium-sized companies of less than 100 employees, companies that self-insure and those with individual insurance plans.
ARE SINGLE WOMEN COVERED BY THE LAW?
Yes, if diagnosed with infertility.
IS THE LGBTQ COMMUNITY COVERED BY THIS LAW?
Lesbians are covered, if diagnosed with infertility. However, surrogacy is currently illegal in New York, so single, gay men would not benefit from the new mandate. It’s unfortunate news that will require continued advocacy.
WHAT IS THE DEFINITION OF INFERTILITY?
New York defines infertility as a disease or condition characterized by the incapacity to impregnate another person or to conceive, as diagnosed or determined by a physician or by the failure to establish a clinical pregnancy after 12 months of regular, unprotected sexual intercourse, or after 6 months for women 35 or older.
link
www.theguardian.com
www.pbs.org
Sign up with Google
