jes
MyBroadband Alumnus
- Joined
- Nov 11, 2009
- Messages
- 11,992
22seven beta to end soon; Virgin Money now supported
Free beta will soon give way to subscription model
Free beta will soon give way to subscription model
I've been using the service and I'm loving it so far![]()
What does it do?
What does it do? for 70 rand it better be damn good
I wonder how many of the naysayers in this thread have actually used the service? Even in it's beta form it's the best (web 2.0) personal financial management tool I've used and I suspect I've tested most of them. I want this service to succeed so I will be paying the monthly charge.
I'm already saving more than that anyway since deciding to switch to FNB thanks to 22seven.
I've used it. Doesn't tell you anything you can't work out yourself by looking at your bank statement for 5 minutes a month and using common sense. But most people don't do even that.
That's a smart move ... But now you've saved the money, you don't need 22seven anymore![]()
Nice try but you're wrong on both accounts I'm afraid. Since you've made an assumption I'll make one too! You're probably sitting with a single account with very little monthly activity if you assume I'd be able to track all my expenses in 5 minutes.
Nice try but you're wrong. Maybe I just have enough common sense to keep track of my expenses. You should be mindful of your money every time you make any purchase, and just need the monthly reconciliation to run through the recurring expenses (stop orders, etc) and make sure nothing looks wrong.
I'm interested to know what 22seven told about your expenses you that you didn't know before?
I mean it's not like Mint is a very popular in the US, is it? Or could it be that some people's needs for financial tracking and analysis differ to your own and that's why sweeping generalisations should be avoided?
The other people that have access to the co-op account can now also log in at any time of the month to get an idea of our finances and don't have to wait till end of month to get a reconcilliation from me. Since I bill my time at a higher rate than R70 a month the question becomes why wouldn't I use this service?
Generally speaking, people don't manage their money well. I'll stand by that. Sometimes you can generalise, because it's true. And come on - just because a lot of people use a service, doesn't mean it's the right thing. I take it you're a big Justin Bieber fan? I mean, he's very popular in the US.
Common sense trumps personal financial management services every day of the week. Which is why you do it yourself. People just don't realise how EASY it is, and don't do it. It annoys me how lazy people can be with important things in their life.
Okay for you it sounds useful, but it's telling that you're not using the service what it was made for, just as a shortcut to do something else, and aren't getting any of the value that it touts as its primary function.
Finally something we do agree on! But if people followed their common sense we'd all be eating less McDonalds and exercise regularly. Perhaps 22Seven is at least a step into the right direction? If a person can develop sound financial habits using the service and then down the line realise that they no longer need it anymore it's served a good purpose in my opinion.