African Bank Car Finance...

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Flame

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Nov 11, 2005
Messages
976
adamr said:
There we go... When i asked what car he is buying and i had a feeling he'd say something fancy. It's obvious flames priorities are not right... You buying an older Bmw will just cost you more in maintenance trust me in this one... Rather buy a kia or hyundai... Bmw will depriciate more

There is no justification for a Bmw... Think functional and logical... Jy hoef nie a Bmw ry nie... Waneer jy Ok is Dan kan jy maar een koop
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ja dankie. ek is wel nou ok...en dis n 320d. dont know why all these useless post if the main question in 1st post is stil not answered...
never asked anyone advise on what car to buy..and i dont know why they asked me due its my business...
 
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adamr

adamr

Executive Member
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Nov 20, 2005
Messages
6,520
People answered your first post. A diesel out of plan is very expensive... Phone Bmw and find out what those turbos cost on the 320d... People are just trying to help you and have given you good advice tbh... **** happens to good people...
 
F

Flame

Senior Member
Joined
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Messages
976
adamr said:
People answered your first post. A diesel out of plan is very expensive... Phone Bmw and find out what those turbos cost on the 320d... People are just trying to help you and have given you good advice tbh... **** happens to good people...
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turbo cost R5000 (aftermarket) and R1500 for the origenal kit to service.. already found out.
 
S

Sapcat

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Aug 29, 2008
Messages
758
This is why they need to start teaching financial acumen in school instead of some of that other schit they expose kids to.

OP, if you willing to pay 30% it should not be on a BMW. Even if you can afford it - there must be a cheaper car that will get you from A to B. Fsk comfort, your arse should be sore from paying 30%.
 
F

Flame

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Messages
976
Sapcat said:
This is why they need to start teaching financial acumen in school instead of some of that other schit they expose kids to.

OP, if you willing to pay 30% it should not be on a BMW. Even if you can afford it - there must be a cheaper car that will get you from A to B. Fsk comfort, your arse should be sore from paying 30%.
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lol...so what must i do with my pay then? can always suip it out weekends....but dont u think getting relax home after driving 1000km every month is better ?

since my record has been cleared now...im like a fresh man without debt...and due to that normal banks dont want to give credit due i dont have debt...not that i dont have...but the other accounts dont reflect on transunion, the creditors never loaded my good payings on itc... :(
 
F

Fudzy

Guest
Flame said:
lol...so what must i do with my pay then? can always suip it out weekends....but dont u think getting relax home after driving 1000km every month is better ?

since my record has been cleared now...im like a fresh man without debt...and due to that normal banks dont want to give credit due i dont have debt...not that i dont have...but the other accounts dont reflect on transunion, the creditors never loaded my good payings on itc... :(
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wtf?
 
F

Flame

Senior Member
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Messages
976
yeah. via transunion it only state i have a stb c.card and telkom acc.....my other cards and bond and cars (i had) i pay/paid promply dont show their...
 
F

Flame

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thx fudzy ill contact them...but maby its due some accs is closed now, and some is older than 2 years? past 2 years i did all my stuff cash mostly...
 
H

HavocXphere

Honorary Master
Joined
Oct 19, 2007
Messages
33,155
Fudzy said:
Do you go into the red?
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Usually. For this particular product it works out better that way.

It all a bit arbitrary. e.g. Why would Telkom show but OW/AH not.

Come to think of it where is semaphore...he'd know why its all over the place.
 
F

Fudzy

Guest
HavocXphere said:
Usually. For this particular product it works out better that way.

It all a bit arbitrary. e.g. Why would Telkom show but OW/AH not.

Come to think of it where is semaphore...he'd know why its all over the place.
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Those aren't parastatals.
 
H

HavocXphere

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Messages
33,155
Fudzy said:
Those aren't parastatals.
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Why would that make a difference though? Also doesn't explain why some banks have the CC on the credit record whilst others don't.

Its got to be some kind of decision from the credit providers side.
 
F

Fudzy

Guest
HavocXphere said:
Why would that make a difference though? Also doesn't explain why some banks have the CC on the credit record whilst others don't.

Its got to be some kind of decision from the credit providers side.
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You have motivated me to draw my free credit record, last time was 2 years ago.
 
F

Fudzy

Guest
You're right, it doesn't show my overdraft but my CC is there. And so is a 2 year old Nashua Mobile account, I hope that doesn't mar my record.
 
H

HavocXphere

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Messages
33,155
That was fast. :)

hmm...experian is (still!) offline...wanted to check whether the amnesty thing wiped away the one Telkom bill I missed.
 
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