Anybody signed up with Tymebank?

MirageF1

Executive Member
Joined
Jun 29, 2018
Messages
7,765
Sounds a bit complex for me. I am only starting to get the hang of tapping to pay. I dont always trust technology.
Then perhaps a digital bank isn't for you...
Try a high street bank, and oh good luck with their "service".

It's 2020, even my 79 yr old mother pays some of her bills with her banking app.

Just sayin
 

Fleming

Well-Known Member
Joined
Oct 16, 2014
Messages
122
Then perhaps a digital bank isn't for you...
Try a high street bank, and oh good luck with their "service".

It's 2020, even my 79 yr old mother pays some of her bills with her banking app.

Just sayin

I have no problem using a banking app. Currently make all my monthly payments using the app on my phone, Just like your 79 year old mother.

My problem with the suggestion it requires an additional app and then it only helps with Pick n Pay. What happens at other shops? A second card is just so much simpler. Currently using a Discovery Bank credit card in this way and it works well, just the fees are very high and I want to get away from Discovery.
 
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MirageF1

Executive Member
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Jun 29, 2018
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Anyone else not received their SS points yet?

Seems to be later and later in the month these days, and as of 21st zilch here.
 

newklear

Expert Member
Joined
Apr 15, 2008
Messages
1,458
Anyone know if you can get a second card linked to the same account? I cant find anything on the website.

I am looking for a basic account that my wife and I can use for our monthly grocery budget. Tymebank seems ideal due to the link with smart shopper points but we each need a card.

Why not open a Business profile along side your Personal profile. That way you have 2 cards on 2 separate accounts linked to 1 SS Profile.
 

Fleming

Well-Known Member
Joined
Oct 16, 2014
Messages
122
Anyone know if you can get a second card linked to the same account? I cant find anything on the website.

I am looking for a basic account that my wife and I can use for our monthly grocery budget. Tymebank seems ideal due to the link with smart shopper points but we each need a card.

If anyone is interested, I got a reply via their facebook page. It is not possible to get a second card.
 

w1z4rd

Karmic Sangoma
Joined
Jan 17, 2005
Messages
49,747
Anyone know whats happening with online transactions. I think backstreetboy said we could do them?

Tried to add my card to Bolt and it was declined.
 

Pansyfaust

Well-Known Member
Joined
Nov 8, 2010
Messages
418
There is something weird happening with the interest on my goalsave. The amount of money I have in there does not add up to the amount of interest I should be earning at this current time. I have R67000 put in on the 1st Nov in a goalsave at 6%, and by this time of the month there is only R88 interest earned on it? If I work out the interest that would be there by the end of the month, it should be around R335 at 6%, yet on current trajectory, after 30% of the month, I would sit at nowhere near that amount come the end of the month.

Unless I am working out the interest calculation incorrectly?
 

Arthur AnymoreDonuts

Expert Member
Joined
Jul 12, 2012
Messages
1,172
There is something weird happening with the interest on my goalsave. The amount of money I have in there does not add up to the amount of interest I should be earning at this current time. I have R67000 put in on the 1st Nov in a goalsave at 6%, and by this time of the month there is only R88 interest earned on it? If I work out the interest that would be there by the end of the month, it should be around R335 at 6%, yet on current trajectory, after 30% of the month, I would sit at nowhere near that amount come the end of the month.

Unless I am working out the interest calculation incorrectly?
R67000*0.06%/365=R11.0136986 per day.

R11.014 * 8 days past = R88.11

If my calc is correct the R88 is correct.
 

backstreetboy

Honorary Master
Joined
Jun 15, 2011
Messages
37,552
Added it to Paypal and seems they charge a 2.75% 2% currency conversion fee. Sucks.

EDIT: I see it's 2%.
$1.95 pre-authorization charge hasn't been returned yet since August. Nice. The original $1 has returned but not the one to verify your card.
 

blunt

Expert Member
Joined
May 1, 2006
Messages
3,658
$1.95 pre-authorization charge hasn't been returned yet since August. Nice. The original $1 has returned but not the one to verify your card.
Doesn't the 1.95 get refunded into your PayPal balance and not the card? I'm sure I've had that happen to one of mine
 

MirageF1

Executive Member
Joined
Jun 29, 2018
Messages
7,765
Bought some clothing yesterday although transaction was declined twice. Waited for reversal but after an hour nothing.

As usual shop claimed not their fault, my bank will refund me, blah blah, so having already wasted time I proceeded to pay again after a while and 3rd time was successful.

No refund reflects as yet, although now have been charged twice.
How long does reversal take? I've had this happen once or twice before but can't recall .. Thought it should happen automatically overnight when systems are synced.

P.s Also sent Tyme an email as well but never had decent response in past using that method. Took over a week last time to respond with the usual default unhelpful reply.
 
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DanDango

Honorary Master
Joined
Sep 4, 2013
Messages
11,065
Bought some clothing yesterday although transaction was declined twice. Waited for reversal but after an hour nothing.

As usual shop claimed not their fault, my bank will refund me, blah blah, so having already wasted time I proceeded to pay again after a while and 3rd time was successful.

No refund reflects as yet, although was charged twice.
How long does reversal take? I've had this happen once or twice before but can't recall .. Thought it should happen automatically overnight when systems are synced.

P.s Also sent Tyme an email as well but never had decent response in past using that method. Took over a week last time to respond with the usual default unhelpful reply.

After midnight, I had transaction declined at the driving range. The next morning I saw the sms was send after midnight.
 
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