Average time for first accident

[Jonny Two Shoes]

Just to get a rough estimate was wondering if y'all wouldn't mind answering the following.

When you purchased a car (any car...doesn't have to be your first but you can name them all) how long did it take for your first accident and how old were you at the time? Even if you have never had an accident just mention it. Would also help to mention the cost of repair and further incidents but you don't have to if you don't want to

Just trying to see if we are being ripped off by insurance but of course this may not be very accurate still interesting to know though.

Me --> 2 years, 24, R22000 damage (R4000 excess for being under 25 and R1000 a month premiums all the while - but I don't think I was at fault so I may get the money back from other party one day in the next millenium if lucky)

PS any mathematicians welcome to help me with this one

 

[Bizkit87]

1.5 years, 19, R 38 000 damage (basically same excess).... SOBER !!!!!

 

[qdada]

still driving first car bought november 2001 at age 28.

Almost 7.5 years and some 271 000 km later , still no accident .... touch wood.

 

[Cyberdude]

No accident, 28, No damage, car is 4 years old
Previous car, also 4 years, no accident

 

[Gaz{M}]

8 years , minor dents and scratches, R20 000 damage, not my fault (TAXI!!!! !@#$!@#@#$#$#)

 

[Jonny Two Shoes]

Dang taxi's

 

[SteveO]

got my car feb last year, accident free since i got my licence. 23yrs

....damn premium is R1300 though.......scared of how they will screw me over if i am ever in an accident though

 

[pjjdp]

20 years driving, no real accidents.(Touch wood)

However, I hit a buck/deer at about 100kph on the highway 15 years ago. R4000 damage, no access. And a bum walked out in front of my car about a year later. R2000 damage, no access.

 

[Vegeta]

25 Got my first car when i was 18 had a total of 3cars since then. No accidents, had a chipped windscreen once, small excess of about R300bucks

 

[4cer]

first car.. wrote it off when i was 19, had it for a year.

R70000 damage.. worth R65000 so ya.. excess was R5000

new car had for just over a year, no accidents, excess still R5000, car insured for R115000, premium, R490.

 

[kokzn]

Licence Date: January 2007
First car date: March 2007 (Current)
First Accident: November 2008 (Only one so far, except minor dents/scratches that i never fix)
Damage: R20000
Access: R1000
Monthly premium: Average R900

 

[poffle]

3 years, 21. R18k dmg, excess of R1800 .... funny thing is it was my best mate who hit me from behind and we were both stone cold sober

 

[Claymore]

About a month, 18, R400 or so (paid direct to the guy I hit).

 

[Vegeta]

3 years, 21. R18k dmg, excess of R1800 .... funny thing is it was my best mate who hit me from behind and we were both stone cold sober

Suuuure you were
Who is sober at 21? And while driving? This is an outrage!

 

[Chris_H]

license - 5 years, had car for 3 years, damage to wheels, R4000, because of age excess was 3500 so I ended up paying everything myself. I hate insurance companies

 

[thedutchman]

no accidents yet, well, i hit some black dude on a bicycle once while reversing he left me a huge scratch on the bumper

 

[Ou grote]

11 years of driving- twit on a 50cc jumped a stop sign.
29 years old when it happened.

 

[Chris_H]

no accidents yet, well, i hit some black dude on a bicycle once while reversing he left me a huge scratch on the bumper

lol, I parked in front of a friends house a couple of years back and while we were chilling inside I heard a moerske noise outside. Knowing it had something to do with my car I ran outside and found the postman laying in the street next to it he had cut the corner while turning right into a T-junction (on bike) and drove smack into the front of my car - there was a tree blocking the way but if he had taken the turn the way he should have he would have made it easy as all the cars comming and going seem to miss me ...

 

[Jonny Two Shoes]

Keep em coming thanks for replies

 

[Scooby_Doo]

Nothing yet have been driving for 5 1/2 years. am 23