Bestmed 2018

[scienide]

To all those medical aid guru's out there.

Bestmed is changing their plans structure for 2018.


We are currently on Pace 1


Linked and pasted below is still the 2017 plan
One of the major things they are dropping is cancer treatment.

Now my main question is.
Do I up my plan to Pace 2? Extra ±R2000
Or look for another like Discovery etc?

Main Member	Adult	Child		Special rate	Hospital choice
Premium : R3055pm Savings : R7.332 yr Fund : R8.500 (main)	Premium : R2,145 pm Savings : R5,148 yr Fund : R17,000 (family)	Premium : R711 pm Savings : R1,848 yr	Pay for maximum 4 children	100%	Unlimited
Out-of-hospital, scheme pays for some: preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. View this plan

 

[Agent_Smith]

Is this medical aid any good? According to my FA, they offer the same coverage as Discovery for about R500 a month less. Anyone recommend them?

 

[travcaine]

To all those medical aid guru's out there.

Bestmed is changing their plans structure for 2018.


We are currently on Pace 1


Linked and pasted below is still the 2017 plan
One of the major things they are dropping is cancer treatment.

Now my main question is.
Do I up my plan to Pace 2? Extra ±R2000
Or look for another like Discovery etc?

Main Member	Adult	Child		Special rate	Hospital choice
Premium : R3055pm Savings : R7.332 yr Fund : R8.500 (main)	Premium : R2,145 pm Savings : R5,148 yr Fund : R17,000 (family)	Premium : R711 pm Savings : R1,848 yr	Pay for maximum 4 children	100%	Unlimited
Out-of-hospital, scheme pays for some: preventative dentistry, optometry, maternity, specialised radiology, contraceptives, some medicine and preventative benefits. Limits apply. All else paid from savings, from extended fund or from out of pocket, unless PMB. View this plan

View attachment 461039

Well just browsing the website quickly it seems they are fairly pricey compared to Discovery Classic Saver and it seems they are very shy with their benefits.
I would say take a look at the Discovery Classic Saver plan

 

[scienide]

Well just browsing the website quickly it seems they are fairly pricey compared to Discovery Classic Saver and it seems they are very shy with their benefits.
I would say take a look at the Discovery Classic Saver plan

And Co payments on discovery?

 

[travcaine]

And Co payments on discovery?

There are co-payments when it comes to things like CT Scans which aren't done as part of a hospital admission or Xrays but other than that not much.
I have Gap Cover with Turnberry for R195 for up to 5 people so that covers any co payments I might have

 

[scienide]

There are co-payments when it comes to things like CT Scans which aren't done as part of a hospital admission or Xrays but other than that not much.
I have Gap Cover with Turnberry for R195 for up to 5 people so that covers any co payments I might have

Thought gap cover was only for in hospital. Did not know covers co-payments etc

 

[travcaine]

Thought gap cover was only for in hospital. Did not know covers co-payments etc

Out of hospital cover as well:

http://www.turnberry.co.za/synergy/

 

[rodga]

@scienide
Are you still on pace 1?

 

[scienide]

@scienide
Are you still on pace 1?

Yes. As we expecting baby #2 in April, we did not move yet.

 

[rodga]

Yes. As we expecting baby #2 in April, we did not move yet.

ok cool, gap cover?

also on pace 1 - but looking to move to cheaper plan
is it too late to move now?

 

[scienide]

ok cool, gap cover?

also on pace 1 - but looking to move to cheaper plan
is it too late to move now?

Yes, we are also have a gap cover. I think you have to do at end of year?