Beware of Munnik Basson DaGama Inc. with their scam.

You then complain with the credit bureau and give them time to fix (20 work days), the credit provider must prove to them the debt exist and is valid. If that process doesn't work, you can then go to the Credit Ombud...
This
 
Cool - was just wondering if sharks like these could mess with your life by adding you to their preferred bureau.
 
Important thing to do is to keep calm and not to get stress by their tactics . As per the other poster here , drag them along and buy time . Dont acknowleldge the debt and read up on Prescription ! Knowledge really is power here

Prescription will not apply if:
– You acknowledge the debt, or make payment on the debt
– The creditor takes legal action against you
– You are residing outside of South Africa

The below article and similar will be of help

https://www.fin24.com/Debt/News/everything-you-need-to-know-about-prescribed-debt-20160619
 
these effers keep calling me, looking for a family member, not sure how they got my number, everytime they won't tell me what it is in connection with but want me to pass a message on or provide contact details, keep telling them to go shaft themselves.
 
these effers keep calling me, looking for a family member, not sure how they got my number, everytime they won't tell me what it is in connection with but want me to pass a message on or provide contact details, keep telling them to go shaft themselves.
Lol, and there's nothing they can do. They probably automate the process and have an enormous list, they send your phone number to the call center once every 6 months like clockwork.

It's the same old scammer methodology, even 1% return on 1000 trys is still 10 people/some being cash cows . Whatever the hit ratio for these guys is its obviously enough to cover costs and make a profit.
 
These tossers phone me from a Durban number claiming they are from Emfuleni council. Emfuleni has since also cancelled their contract and took their debtors book back.
 
These assholes phone me every day for a overdrawn Standard bank account. I haven't had a standard bank account for 23 years.

Truecaller catches most of their calls but every so often they phone from a new number.
 
Same here. My over draft with Std Bank was killed ages ago and account closed.
 
They just tried to Scam us now, claiming we owe a store R11 000 whilst our account is R5 000, and current, without a payment missed. They kept trying to get us to admit that we owe that amount and that the store handed us over. They were very Rude, and put the phone down when I challenged them to prove it. Be aware of these scammers.
 
1.) Install Truecaller now. Your phone is about to get VERY annoying.

2.) Dig yourself in, this is a patience game. They will give up once the cost of trying to scam you outweighs what they think they can make off of you. Wait it out.
 
I also received calls and sms's claiming that I owe Std bank for a homeloan. I contacted the bank directly and advised them and they confirmed (a) that I do not have any home loans with them. The account number was in someone else's name (b) MBD was attempting to "phish" me.
 
MDB is an extortion scam. Took them to court after a bs default judgment on a non existing book debt more than 10 years old, served them to appear in court on the date their council stands up up and alleges they didn't know about the case and pleads extension to protect the rights of their client. Magistrate gives them 7days to file rebuttal. Nada from MDB. On day 8 they start their harassment and extortion.

They are bullies and think they have the judiciary in their pocket. When they call answer with get lost off and put down the phone. It is time for a class action suit with crowd funding to shut down these bullies. They have caused unknown hardships due to their extortion. Take back your life.
 
MDB is an extortion scam. Took them to court after a bs default judgment on a non existing book debt more than 10 years old, served them to appear in court on the date their council stands up up and alleges they didn't know about the case and pleads extension to protect the rights of their client. Magistrate gives them 7days to file rebuttal. Nada from MDB. On day 8 they start their harassment and extortion.

They are bullies and think they have the judiciary in their pocket. When they call answer with get lost off and put down the phone. It is time for a class action suit with crowd funding to shut down these bullies. They have caused unknown hardships due to their extortion. Take back your life.
I second the crowdfunding. These sharks need to be shut down. They have no place in civilized society. You'll find a number of threads about them and others who pull similar stunts

They tried to con me about an outstanding amount on a municipal bill that had been in credit for over a year - between these idjits and the municipality neither could actually read the bill and see the - before the amount owing lol.
 
Glad I decided to Google. Got a call (which I didn't answer because I don't answer unknown numbers ) and an SMS from these guys. I have zero debt (literally, I only pay for things with money I have) and I regularly check my credit rating through the FNB app and it's all good so no clue what scam they're trying to pull.

Edit. Turns out they might just have my number since it was recycled in the past and the previous owner of the number definitely had debt.
 
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Glad I decided to Google. Got a call (which I didn't answer because I don't answer unknown numbers ) and an SMS from these guys. I have zero debt (literally, I only pay for things with money I have) and I regularly check my credit rating through the FNB app and it's all good so no clue what scam they're trying to pull.
Its probably not a scam, they probably have your number on record but for someone elses profile. happens to most of us. They called me for 3 years straight looking for MR Moodley. Told them many times I am not Indian.
 
Its probably not a scam, they probably have your number on record but for someone elses profile. happens to most of us. They called me for 3 years straight looking for MR Moodley. Told them many times I am not Indian.
Fair enough. Wouldn't be the first time. I used to get a lot of messages from debt collectors because my number was a recycled number and the original owner clearly rung up a lot of debt.

Also checked their reviews and saw a lot of people complaining about the same thing.
 
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