Birthing at Genesis Clinic on Discovery KeyCare Plus?

[AliCatS]

/runs and hides.

You don't have to hide. However, a certain mr MWH has to. That **** is addictive!

 

[TarynC]

from what I have seen via @AliCatS and her last year, Key care plus wont cut it at all, I am sorry.

normally I am 100% for key care plus and I believe it is the best plan, until a pregnancy and a young child comes into the picture. then everything changes.

if you cant afford the classic comprehensive for at least the first 3 years plus the pregnancy you are not financially stable enough. not to be mean, I am just sharing my observations.

I never said I can't afford better medical this is the reason I started this page to see if I need to get onto a new plan and what other options there are that are better.

 

[pinball wizard]

I never said I can't afford better medical this is the reason I started this page to see if I need to get onto a new plan and what other options there are that are better.

In that case, Keycare may be fine for you. Call disco and ask what facilities are covered and if they suit your needs.

 

[TarynC]

A friend had a baby there, I'm not sure how it's called natural environment, it looks like it was once a house that's been converted and it's in the middle of Rosebank.

well at least it does not look like a hospital. for me anything that does not look like a hospital is natural environment thanks

 

[Baxteen]

well at least it does not look like a hospital. for me anything that does not look like a hospital is natural environment thanks

firstly I did not mean to offend, I was just pointing out things I have observed as someone who does not want children, but who is at the age where the rest of the friends group has had children.

secondly.
look at the infant mortality rate in the western world in the early 1900's
look at the amount of mothers who died during childbirth during that time.

now go forward to the late 1990's compare the same numbers.
medical science has come a long way.
while places that offer natural birth look awesome, there is still a number of complications that can come up. and a lot of women giving birth are rushed to hospital.
I am by no means saying C section all the way, what I am saying, is giving natural birth at an actual hospital minimises risk for both you and the baby.

when dealing wiht things like this, personal preference needs to give way to minimise risk, there are more factors then can be calculated.
if nothing goes wrong and everything is fine, you lost nothing other than a bit of your own comfort zone. however if something does go wrong, you have a bigger chance of not being in trouble when at a place that deals with this kind of thing all the time.

let me ask this. who are you going to trust to fix your car? the guy who is a qualified mechanic and spent years studying to get there, or the guy who does it as a hoby?
(I realise the comparison is not fair, because the people at Genisis are very well trained)

minise risk is all I am saying.

 

[Lupus]

firstly I did not mean to offend, I was just pointing out things I have observed as someone who does not want children, but who is at the age where the rest of the friends group has had children.

secondly.
look at the infant mortality rate in the western world in the early 1900's
look at the amount of mothers who died during childbirth during that time.

now go forward to the late 1990's compare the same numbers.
medical science has come a long way.
while places that offer natural birth look awesome, there is still a number of complications that can come up. and a lot of women giving birth are rushed to hospital.
I am by no means saying C section all the way, what I am saying, is giving natural birth at an actual hospital minimises risk for both you and the baby.

when dealing wiht things like this, personal preference needs to give way to minimise risk, there are more factors then can be calculated.
if nothing goes wrong and everything is fine, you lost nothing other than a bit of your own comfort zone. however if something does go wrong, you have a bigger chance of not being in trouble when at a place that deals with this kind of thing all the time.

let me ask this. who are you going to trust to fix your car? the guy who is a qualified mechanic and spent years studying to get there, or the guy who does it as a hoby?
(I realise the comparison is not fair, because the people at Genisis are very well trained)

minise risk is all I am saying.

She was referring to my post, as I said the place looks more like a modified house then a hospital. Apparently there is an emergency room on site as well. But I'd prefer it if my wife gave birth in a proper hospital with everything that is possible, as when she did give birth she was rushed back to ICU to stem bleeding and fix her up. Luckily though my son was premature he was 100% didn't even need an incubator.

 

[SauRoNZA]

OP you can try get your hands on The Business of Being Born.

There's also a TV series documentary type thing about midwifery but I can't remember what it's called now.

 

[MelissaLudik]

from what I have seen via @AliCatS and her last year, Key care plus wont cut it at all, I am sorry.

normally I am 100% for key care plus and I believe it is the best plan, until a pregnancy and a young child comes into the picture. then everything changes.

if you cant afford the classic comprehensive for at least the first 3 years plus the pregnancy you are not financially stable enough. not to be mean, I am just sharing my observations.

Not accurate at all.
I birthed at Genesis and the upstairs rooms are covered by Key Care.

 

[Pitbull]

Looking at that place and what they offer. You can forget just about every medical covering that.

Time to start saving

 

[SauRoNZA]

think about it like this.
if you could not be on coastal saver, what plan would actually end up being cost effective? with all the other bills from a pregnancy, and the baby in the first few months.

remember Key care not only has a set list of Doctors and hospitals, but also a set list of medication they can pay for. anything off that list you pay for out of pocket.

in 6 years on key care I have been given the exact same antibiotic every time I have been sick.
Bronchtis, flu, nasal infection, lariggitis doesnt matter. all things considered, I can go to the doc 200 times in a year as long as I go to the network doc it wont be a probelm. there is no MSA, no savings.

unfortunately that one general antibiotic is not going to help a baby at all...

Key care is great, if you are close to a network doc, and network hospital, and you have no chronic medication, and all you need medical aid for is a few times a year where you get the flu.

FYI back to this topic.

Downgraded to Coastal Core before our second kid and started saving the MSA into my own pocket because it worked out Discovery was pocketing almost R4k a year (without the interest) for exactly the same cover.

Since 2018 there is a huge Maternity Benefit on all Discovery plans to cover obstetrician visits and paediatricians after the fact.

Went with the same doctor we had before who charged well avoid the medical aid rate for the Coastal Plans (so would have been same on Coastal Saver) but opted for Gap cover this time round at R200 a month.

R80k odd later the Medical Aid paid for everything except about 11k the Gap cover sorted out.

Cost to my pocket? Zero. Although I paid some of it up front on purpose to score the ebucks, a lovely side benefit of funding your own MSA.

Since then we’ve had two unplanned hospital stays, both amounting to about R20k each and fully covered without any hassle.

So in conclusion you need nothing more than a hospital plan so long as you have the discipline to fund a MSA of your own. Don’t let Discovery manage your money for you, it’s a losing game.

You most definitely don’t need a comprehensive plan and just like a motorplan on cars it’s really a sham.

*****

Keycare does cover Chronic medication for the record. They are forced by law to do so.

Another point for my Coastal Core option is that I get about R700 a month in chronic meds and a few grand in specialists visits a year. Easily pays for itself.

 

[MelissaLudik]

Looking at that place and what they offer. You can forget just about every medical covering that.

Time to start saving

Key care covered my birth there.

 

[aomar296]

Key care covered my birth there.

Hi Melissa,

Was there any pay in required? Did you use a gynae from the network list?

Please can you recommend one in the Randburg area