Car insurance claim- can I request car to be written off?

Arorasimp

New Member
Joined
Jan 4, 2018
Messages
4
Can anyone assist. My car was in an accident lately and there seems to be structural axel damage. The value of car is insured for 76k and quote from panel beater is 60k... It appears insurance is getting part quotes from assessors.

Would car not just be written off?

And as I don't feel comfortable that structural damage was done that they now want to repair can I request for car to be written off?
 

Stonemason

Senior Member
Joined
Mar 13, 2017
Messages
742
Most insurance companies have a deal with a scrapyard to sell all wrecks to them at 20-25% of the car's value. They will therefore write off any car that has damage of 70% or more of its value.

The better companies are always open for negotiations with their clients.
 

Arorasimp

New Member
Joined
Jan 4, 2018
Messages
4
Would they be going through the effort of finding costs for parts of they were just going to write it off though? That's why I'm confused or is it just process?
 

ToxicBunny

Oi! Leave me out of this...
Joined
Apr 8, 2006
Messages
107,172
Would they be going through the effort of finding costs for parts of they were just going to write it off though? That's why I'm confused or is it just process?

Its part of the process..

But don't be surprised if the quote drops by half after this process...
 

Arorasimp

New Member
Joined
Jan 4, 2018
Messages
4
Ah and if it does can I still request that they write it off because of structural damage?
 
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