Car insurance prices and quoting systems tested

Crowley

Executive Member
Joined
Jun 9, 2006
Messages
7,100
Until you claim…
Personal experience or a friend's aunt's sister told your cousin at a braai once?

I had to claim from King Price on a Audi A5 in October 2020. The assesor took a few days to go out and once he decided the car was a write off the car was settled with the bank and the excess money was in my account within a week.
 

RonSwanson

Executive Member
Joined
May 21, 2018
Messages
8,462
Great experience with Naked so far as well, Outsurance quotes bordered on ridiculous, for me anyway.
Ditto for both. Not sure how Outsurance is still in business, maybe people who are clients for RMI / RMB companies get a whopping discount.
 

Hemi300c

Honorary Master
Joined
Dec 15, 2009
Messages
23,932
One decent insurer and thats the benchmark but OMI has ridiculous excesses.
 

grantduke

Well-Known Member
Joined
Mar 12, 2011
Messages
425
Damn! That's some heavy expensive premiums. I'm then super happy with my zero excess + car hire premium with Brolink (Underwritten by Santam) and also had to claim because of construction next door, which splashed concrete onto my car. Claim was approved the same day still
 

grantduke

Well-Known Member
Joined
Mar 12, 2011
Messages
425
@Jan What was the age of the driver? Also, for how long has said driver had his/her driver's license.
 

Tman*

Expert Member
Joined
Jul 18, 2012
Messages
4,505
Until you claim…
I love those watercooler conversations. Yano discovery (replace with company x,y,z) is such an epic insurance company.

Have you ever lodged a claim?

No, but they do a great job at keeping them premiums low-awesome
 

Lupus

Honorary Master
Joined
Apr 25, 2006
Messages
39,529
Outsurane did a piss poor job of repairing the car door which should really have been a replacement. They will cut corners just where they can.
A lot of the bigger more known ones do this, had auto and general use pirate parts on my Astra back in the day. It looked horrible
 

Tman543

Well-Known Member
Joined
Jun 23, 2020
Messages
397
Who takes a R10,000 excess!

Be wise, use a broker.
It makes sense if you only want to claim after a bad accident rather than every scratch that happens every second week at the shopping mall.
 

Nuro

Expert Member
Joined
Apr 11, 2007
Messages
1,893
I had a household and vehicle claim with King Price, no complaints. Service level was reasonable and time to settle was quick. Touch wood.
 
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