Thats just it, there is no such thing as RAF pending cases.The real problem is that the payouts aren't related to seriousness of the injuries. Some people got hundreds of thousands for a few scrapes. But going from one broken system to the next won't solve anything.
The issue as I understand it is that it's become a pyramid scheme. So they may not be in debt but if they stop operating today they wouldn't have enough to cover the pending cases.
If there is no funds in the RAF, nothing is paid out and pending cases is meaningless.
There has been cases in the past where the fund got depleted due to just a few cases draining it down to zero and "pending" cases received no settlements/payouts.
It just so happen that over the years with the fuel levies that just keeps going up the collected tax on fuel is much higher now and thus the RAF fund have received massive influx of funds and now the government sees that influx of funds as a nice treasure chest to loot.
I agree that payouts should be balanced according to each individual case but by no means is this change in the rules at all meant to protect the fund from looting by lawyers.