netstrider

Expert Member
Joined
Nov 1, 2006
Messages
4,042
Thing is, you can have your card disabled immediately if you have the bank app or +- 10 min if you call.

Provided of course, you didn't have your phone stolen.

I presume many will worry more about the phone.
 

neoprema

Honorary Master
Joined
Jan 12, 2016
Messages
10,820
Well they have almost double the users of the nearest competitor Substandard bank so not surprising. They also have the most digital users so I think things will change.
When i was changing banks, what Standard Bank offered me far far surpassed what I was offered by Capitec by a quarter mile lol. It wasn't even a comparison.
 

backstreetboy

Honorary Master
Joined
Jun 15, 2011
Messages
37,552
When i was changing banks, what Standard Bank offered me far far surpassed what I was offered by Capitec by a quarter mile lol. It wasn't even a comparison.
Shame been with Capitec since 2013 and haven't really missed anything.
 

neoprema

Honorary Master
Joined
Jan 12, 2016
Messages
10,820
Shame been with Capitec since 2013 and haven't really missed anything.
For starters, when i asked them do I get Priority Pass or LoungeKey for airport lounge access I got a blank stare. Since I'm in them so often I really didn't want to pay for a full lounge subscription.
Then I asked what car hire and hotel group discounts do their Mastercards do (Mastercard World Citizen gets major discounts at Standard Bank) - and again nothing.
I applied for a homeloan - Standard Bank beat Capitec's interest rate.

Granted, not all banks are perfect. I know SB does not work for some, and FNB works for others. And ABSA still for others. I just found Capitec did not give me what other banks did. Just my simple old Nedbank American Express card gives me more access to travel than anything from a lot of other banks.
 

backstreetboy

Honorary Master
Joined
Jun 15, 2011
Messages
37,552
For starters, when i asked them do I get Priority Pass or LoungeKey for airport lounge access I got a blank stare. Since I'm in them so often I really didn't want to pay for a full lounge subscription.
Then I asked what car hire and hotel group discounts do their Mastercards do (Mastercard World Citizen gets major discounts at Standard Bank) - and again nothing.
I applied for a homeloan - Standard Bank beat Capitec's interest rate.

Granted, not all banks are perfect. I know SB does not work for some, and FNB works for others. And ABSA still for others. I just found Capitec did not give me what other banks did. Just my simple old Nedbank American Express card gives me more access to travel than anything from a lot of other banks.
Buy your own with the money you save... https://www.prioritypass.com/en/join-prioritypass
 
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