Discovery Bank [2018]

Aharon

Executive Member
Joined
Sep 12, 2006
Messages
7,941
I bought a blood pressure monitor for around 1600. So I got 25% from vitality. And around 23% for vitality money.
Would be great if they've done an about turn and paying cash for dischem. Some communication would have been nice.

That though does mean I still haven't received my pnp spend back.

You say 23% from vitality money. Did you pay with your discovery card to get this?
 

splinter_watsup

Well-Known Member
Joined
Jul 1, 2008
Messages
464
I am on diamond. Last weeks goal took a while to show come through so because Discovery thought I had not hit my 20 points weekly reward I was dropped back to Gold! The points then came through and I was moved back to Diamon.

So not only do all your finances need to be in order, but you also have to spend enough money every week otherwise you move back down to gold.
 

citizensa

Senior Member
Joined
Aug 8, 2010
Messages
876
I am on diamond. Last weeks goal took a while to show come through so because Discovery thought I had not hit my 20 points weekly reward I was dropped back to Gold! The points then came through and I was moved back to Diamon.

So not only do all your finances need to be in order, but you also have to spend enough money every week otherwise you move back down to gold.
That’s crazy and not what they promised
Anyway are you Diamond with a Black card?
 

Sphinx21

Well-Known Member
Joined
Jul 13, 2018
Messages
145
I am on diamond. Last weeks goal took a while to show come through so because Discovery thought I had not hit my 20 points weekly reward I was dropped back to Gold! The points then came through and I was moved back to Diamon.

So not only do all your finances need to be in order, but you also have to spend enough money every week otherwise you move back down to gold.
Bizarre! Nowhere do they show any connection between status and the weekly goals. The app makes it seem as though only those metrics (savings, debt, retirement, etc.) count.

They really need to straighten out their information to us. This is leading to one frustration on top of the next.
 

SaiyanZ

Executive Member
Joined
Jun 5, 2008
Messages
7,739
I am on diamond. Last weeks goal took a while to show come through so because Discovery thought I had not hit my 20 points weekly reward I was dropped back to Gold! The points then came through and I was moved back to Diamon.

So not only do all your finances need to be in order, but you also have to spend enough money every week otherwise you move back down to gold.

Think there was a problem with the status last week. Everyone I know dropped down a level, including myself. Was rectified afterwards. Don't think it has anything to do with the money goals.
 

Charlesjjm

Well-Known Member
Joined
Dec 2, 2014
Messages
124
I received my Discovery Card statement yesterday (the old system) and for the first time they are paying interest on a credit balance.
 

ECHLN

Well-Known Member
Joined
Sep 22, 2017
Messages
334
Any Capetownians here? How long did it take for the card to get delivered?

Edit: Its coming next week Wednesday so a week
 
Last edited:

marco79

Expert Member
Joined
Sep 18, 2008
Messages
3,317
Any Capetownians here? How long did it take for the card to get delivered?
2 weeks, but only because they couldn't locate the farm I work on. Would've had it in a week if I had waited at home for delivery.
 

ECHLN

Well-Known Member
Joined
Sep 22, 2017
Messages
334
Cool. Thank you all. I guess I'll have to wait till next monday or so.
 

Recallza

Senior Member
Joined
Jun 22, 2018
Messages
509
Any reasoning why the points accumulated for the money reward carries over monthly?
 

James 77

Active Member
Joined
Jul 27, 2019
Messages
31
Does anyone get more money back now than when you only had the discovery credit card ?
 

Micdew

Well-Known Member
Joined
Jan 22, 2014
Messages
216
So, Dynamic interest. They say you could qualify for up to 6% less on interest. What is the interest rate you were offered on your cc/overdraft and is it less than at other banks?
 

beefymoocow

Well-Known Member
Joined
Jun 19, 2006
Messages
499
Does anyone get more money back now than when you only had the discovery credit card ?
Not really. I used to get a lot of discovery miles. I’m hoping they will backdate the new miles. But will see next month hopefully
 

ies87

Active Member
Joined
Jul 3, 2019
Messages
41
So, Dynamic interest. They say you could qualify for up to 6% less on interest. What is the interest rate you were offered on your cc/overdraft and is it less than at other banks?
Discovery offered me 15% 12.75 after the Dynamic boost. I get 15 at Nedbank and 12 at RMB so not a huge difference. All CCs though, an overdraft should be lower if I’m not mistaken.

Credit interest rate is 6.25% though which is way more than any of my other cards.
 

ECHLN

Well-Known Member
Joined
Sep 22, 2017
Messages
334
Made a test transaction into my Vitality Savings Account from FNB last night at around 7:30PM. Hasn't come in yet. How long does it typically take and what are the cut off times for Discovery Bank?
 

Aharon

Executive Member
Joined
Sep 12, 2006
Messages
7,941
Standing banking cut off times of 3pm apply. Your money elwill be in tonight - discovery does clear earlier than othoe big 4 though. It'll clear before 9pm
 
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