Overdrafts are also classified as "revolving credit" and, as far as I have seen, have a very similar risk profile to credit cards. So I'd guess the rates would be about the same unless they are trying to incentivise you to use one rather than the other.All CCs though, an overdraft should be lower if I’m not mistaken.
I still have not received a response from the signup till to date
I have completed the sign up section maybe 4 times already in the last 2 months
Right now that's looking like a blessing in disguise folks. On the inside it's still plenty of confusion and teething issues. Wish I had waited for things to settle down.Same. On the app and the website a bunch of times.
I agree as well, wish I never signed up so quickly, main thing being is than I earned 0 miles last month and will only start earning when their new miles starts next month which will probably be delayedRight now that's looking like a blessing in disguise folks. On the inside it's still plenty of confusion and teething issues. Wish I had waited for things to settle down.
Did this exercise a few months ago. The travel insurance from the card only covers none medical claims. To be covered medically you'll need their medical aid as well.Does anyone have an idea of the free travel insurance they offer when purchasing flights using the credit card ? Need to compare this vs my standard bank card
It's Bankserv and I believe the cut off time is around about 17:00 for it to reflect the next day. But is stand to be corrected.Made a test transaction into my Vitality Savings Account from FNB last night at around 7:30PM. Hasn't come in yet. How long does it typically take and what are the cut off times for Discovery Bank?
If made the payment last night after the cut off time it will count as being part of today's transactions which means you should see it tomorrow morningIt still hasn't reflected into my account. Maybe its because my card isn't delivered and activated yet? Which would be very odd.
But can you only buy 1 international flight? Or (like Discovery's Platinum card and Vitality) can I buy 2 tickets each per year for myself and all members of my family?Did Anyone’s dynamic discount change. My potential discount of 50% changed to 75% for international flights. I’m more confuse. At first I thought it was 75% then saw somewhere it’s only 50% now it’s saying i could get 75% off. They ain’t lying about the dynamic discount bit. It’s always changing.
And whether you need a credit card. I was told no dynamic discounts without a credit card. Yet I can see the flight discount (only)https://www.discovery.co.za/bank/vitality-money-rewards
Up to... Up to... Up to...
Someone please lay out what one can earn back on pnp/woolies and fuel at X level.
My Nedbank account gives me Priority Pass membership - there is a lounge (sometimes 2 or more) at just about every single international airport I've been to. 100% free as part of the offering. Bidvest for local lounges, but those are the most disappointing.Not international lounges. E.g. Nedbank platinum it's only bidvest lounges at OR Tambo. Exit our border and no access.
OK, you've piqued my interest. Which account do you have? Which lounges do you use outside of SA?My Nedbank account gives me Priority Pass membership - there is a lounge (sometimes 2 or more) at just about every single international airport I've been to. 100% free as part of the offering. Bidvest for local lounges, but those are the most disappointing.
Do you know what the requirement is to get to Diamond on Black or Platinum?Diamond status on money is not the same as with health (3 years of Gold); it's dependent on size of savings for a given account type (Gold, Plat, Black).