it comes with your partners name on and you can pick a category - such as PETROL, HOUSEHOLD - but it is secondary - you have one account with two cards, both earn point and mile to the primary account. I have it that the secondary need to register on the app - to transfer or Freeze the card without needing the primary account. You can load a limit if one needs the security when giving the card to a child. Both can get notifications of transaction.Is that secondary card with your name on? Or your partners? I had mine with my partners name on and it's asking her to sign up for Vitality Money.