- Oct 23, 2006
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doesn't have to be a new car, or even a particularly fancy car,same here. Telemarketers get quite happy when I tell my car make, model and year. I think they feel better that they drive a way better car than me. I like to spread joy in such little ways.
I agree with thatNo.
- I do not want my car back after some criminal elements have had their way with it. I'd rather the insurer pay me out than deal with the aftereffects.
- Tracking device data is used frequently to deny claims.
- Tracking devices too often interfere with car's internal electronics.
- The difference in premium without the tracker is negligible.
I had a tracker installed through a well known insurance company and eventually had it removed once I moved insurance. My car battery was replaced just before the removal and I was advised that the battery was damaged by the tracking system. The installer showed me the device that was swollen.
As much as these things may help there is information that you may not be made aware of. I would have replaced one car battery after the next if I never knew the tracker battery was an issue. Furthermore the system itself never notified anyone of a battery problem either so if my car was stolen and the tracker died I can guarantee you who would be shrugging their shoulders.
If you have a good insurer you shouldnt have to worry about subsidizing their operation with additional contributions over and above your insurance premium.
And we still pay for itOoh this is such a common story. My brother had the same problem -- he's had an auto electrician pull out his hair trying to find the stray current pulling the battery empty if the car stands still for a couple of days, only to eventually discover a super old tracker installed somewhere, supposedly deactivated but still pulling current.
Unfortunately, insurance company's use your tracker data to find a reason not to pay in the event of an incident. They event went as far as looking what places a friend of mine visited prior to his accident to attempt to prove he was under the influence at the time of the accident. They checked what speed he was driving and how his driving behaviour was. If he was over the speed limit they would not have payed and if they find you drive a bit more aggressive than "normal" they increase your premiums.