I would stay away from these.
I investigated this as a option before I got my first car, it took them 5 minutes to approve me and that was really dodgy.
If you read the fine print 'in detail' you'll see that they expect you to do a certain amount of mileage in the car and you have to take photos showing the signage (if it's still on the car or not) basically weekly and the cheek of it is, it must have the date and time etc on the photo.
And it's NOT just R699! You have to take insurance out that THEY approve, for me, they only insurance they would approve was insurance that wouldve cost me R1800 pm!
So add the R699 to that!
There is more to that, but suffice to say, I just didn't bother with them.
Also, the cars are NOT new... they are hard driven cars.
The web site for them is:
http://justgroup-africa.com/