I recently tried to purchase something on the Raru site. I have a credit card with FNB. I entered my credit card details and clicked purchase. FNB sent me a one time pin which I entered immediately and clicked process. I received a popup informing me that my transaction had been rejected by the originating bank. I did this 4 times. On the 4th attempt the payment went through. Is this normal? I queried it with Raru and they informed me to contact FNB. I queried it with FNB and they say there is no record of the 3 failed attempts on their system. Even though they sent me 4 one time pins. Does anyone else have the same experience?