Finished paying off loan on car - time to register myself as the owner.

Praeses

Expert Member
Joined
Oct 29, 2005
Messages
4,932
Hi all

So I've received the letter from the financial institution which states that I don't owe any more money. They also supplied me with the registration certificate, copy of the representative's ID and they've completed their part of the NCO form to transfer the title to myself.

Do I need to take the car for a roadworthiness test for the title transfer? It's below 5000km on the odometer and the vehicle isn't a year old - or do you always need to do the roadworthiness test regardless of vehicle age? Any idea how much this costs roughly?

Does it cost money to transfer the title to myself?

I'm taking one day off work to sort this all out - so please let me know what else I will need to do/prepare before hand?

Thanks!
 

Lupus

Honorary Master
Joined
Apr 25, 2006
Messages
50,982
Nope, just go to the Licensing department and get it transferred to your name. It was R150 the last time I did it in 2018
 

Tsepz_GP

Expert Member
Joined
Aug 2, 2008
Messages
4,717
Hi all

So I've received the letter from the financial institution which states that I don't owe any more money. They also supplied me with the registration certificate, copy of the representative's ID and they've completed their part of the NCO form to transfer the title to myself.

Do I need to take the car for a roadworthiness test for the title transfer? It's below 5000km on the odometer and the vehicle isn't a year old - or do you always need to do the roadworthiness test regardless of vehicle age? Any idea how much this costs roughly?

Does it cost money to transfer the title to myself?

I'm taking one day off work to sort this all out - so please let me know what else I will need to do/prepare before hand?

Thanks!
First off congratulations!

From what I remember when I did this, all you do is take the documents to the Licensing Department and you pay a fee and that's it. I never had to do a roadworthiness test on my car but that was a car I purchased in 2017 and paid off in 2018 and it was at under 20,000km at that time if I remember correctly, but my mother recently did the same for her car early last year and she had to go for a road worthiness test, her car was under 21,000km and she originally got it in late 2015. So I guess its down to how long ago the car was registered, maybe someone else can advise on that.

The fee was about R170 for me, so make sure you got some cash on you.

Also remember to tell your insurance.
 

Praeses

Expert Member
Joined
Oct 29, 2005
Messages
4,932
First off congratulations!

From what I remember when I did this, all you do is take the documents to the Licensing Department and you pay a fee and that's it. I never had to do a roadworthiness test on my car but that was a car I purchased in 2017 and paid off in 2018 and it was at under 20,000km at that time if I remember correctly, but my mother recently did the same for her car early last year and she had to go for a road worthiness test, her car was under 21,000km and she originally got it in late 2015. So I guess its down to how long ago the car was registered, maybe someone else can advise on that.

The fee was about R170 for me, so make sure you got some cash on you.

Also remember to tell your insurance.
Thanks!

Ok so there seems to be some leeway then - I believe I should be fine then.

Thanks for the tip about the insurance - I will remember to inform them.
 
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