FNB Account Holders, Cool Account Feature, FYI

StrontiumDog

StrontiumDog

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Sep 2, 2006
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biometrics said:
Going to study this thread ...
Click to expand...
Work out whether you will get to a high rewards level quickest via cheque account or credit card. Choose one; I would think you won't be able to easily elevate both at the same time without it costing you more money than its worth.

Then put the plan in motion to make it happen. It will take months to get there but worth it once you arrive.
 
Tinuva

Tinuva

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Feb 10, 2005
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Its actually not so easy to get to level 5 on credit card...I tried, and always stuck on level 4. Then worked my cheque account up, which was far easier to do. Then moved all my spending over to the cheque account. Cheque account is worth it, I get free 4Mbps uncapped because of level 5 on the cheque account, you can't get that with the credit card. Also cheque account is easier, so 2 reasons to just focus on that, other than the obvious its a bad habit to live on the credit card.
 
Hamster

Hamster

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Tinuva said:
Its actually not so easy to get to level 5 on credit card...I tried, and always stuck on level 4. Then worked my cheque account up, which was far easier to do. Then moved all my spending over to the cheque account. Cheque account is worth it, I get free 4Mbps uncapped because of level 5 on the cheque account, you can't get that with the credit card. Also cheque account is easier, so 2 reasons to just focus on that, other than the obvious its a bad habit to live on the credit card.
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Well I prefer the credit card because all my debit orders are on the cheque account and the *******s let the debit orders go off as late as the 10th of the month. It is BS discrimination especially for those of us with self control that pay off our credit cards every month :mad:
 
Sinbad

Sinbad

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Hamster said:
Well I prefer the credit card because all my debit orders are on the cheque account and the *******s let the debit orders go off as late as the 10th of the month. It is BS discrimination especially for those of us with self control that pay off our credit cards every month :mad:
Click to expand...

eh?
Normally you can specify the date debit orders go off, and I've never seen one more than 1 or 2 days late (usually involving a weekend or public holiday)
 
faniebraai

faniebraai

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|tera| said:
Hey guys,

Don't shoot the messenger, but I didn't know of this Account Add-on/Feature, since I never visit branches.

Anyway. FNB have an Account option where you can 'bank your change'. They basically create a Smart Savings Account and all cents left over after a transaction done gets transferred to this account.

Now I don't earn nearly the fraction most of you guys do, but just in a week or so I managed to get R53 worth of cents in this Savings Account.

You can't withdraw from this Account at an ATM, you also can't swipe or transact from it as far as I know, but you can transfer from the Account inbetween your FNB Accounts, so it will always be available.

I hope it helps someone out there who doesn't know of this option and who would like to add it to their banking profile.

Shot.
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>2014

Welcome to it.

Have had the savings pocket with the bank your change since the start (4 years now)
 
Hamster

Hamster

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Sinbad said:
eh?
Normally you can specify the date debit orders go off, and I've never seen one more than 1 or 2 days late (usually involving a weekend or public holiday)
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Pfft, I've tried that. Always on the 25th or 1st a d for the most part the debit orders are on schedule. But the odd one every now and again only gets transacted at a later date.

But that's besides the point - I like using my credit card
 
Deadmanza

Deadmanza

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fanie.dry said:
savings pocket is just a transactionless account. you need to activate the bank your change feature... two different things.
Click to expand...

I was sure I did that when I called and spoke to someone at the call centre to setup the account...

Can I do that online?
 
faniebraai

faniebraai

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Deadmanza said:
I was sure I did that when I called and spoke to someone at the call centre to setup the account...

Can I do that online?
Click to expand...

I did mine over the phone. so have no idea. I wouldn't be able to check for you as mine is already enabled.
 
Spizz

Spizz

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Jan 19, 2009
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fanie.dry said:
I did mine over the phone. so have no idea. I wouldn't be able to check for you as mine is already enabled.
Click to expand...

I tried yesterday. I opened a savings pocket but couldn't find the option to enable the change thing. I emailed them, hopefully they get back to me today.
 
A

air

Expert Member
Joined
May 19, 2005
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3,187
@ iDOL - any move from FNB to increase their participating vendors?
If I look at uCount, from a grocery shopping perspective, there are significantly more.

Gonna be a bugger(from an input cost pov) if to get to level 5 (and earn maximum eBucks), you will need a FNB cheque AND a FNB credit card...
 
C

coldzero

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Nov 30, 2009
Messages
224
Spizz said:
I tried yesterday. I opened a savings pocket but couldn't find the option to enable the change thing. I emailed them, hopefully they get back to me today.
Click to expand...

Snap. Lets see who gets a response first ;)
 
Deadmanza

Deadmanza

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Sinbad said:
I'm not seeing the BYC option either (just opened a savings pocket).
Odd.
Click to expand...

Really pointless having this "wonderful" online banking functionality, yet we still have to call in to activate simple things like bank your change...
 
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