FNB Annual Offering/Price Changes (01JUL14 to 30JUN15)

S

sgs

Senior Member
Joined
Apr 22, 2005
Messages
694
Oh they do like their tricks don't they?

e.g. don't increase the monthly charge for a CC (so it looks good in advertising), but then tag on an extra monthly fee just because they do their jobs?
 
Dolby

Dolby

Honorary Master
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Jan 31, 2005
Messages
32,700
air said:
still waiting for the eBucks changes
Click to expand...

I really hope they don't make them more complex ...

I'm already at the point don't even care and just hope that I get the most out of them at the end of the month
 
Tinuva

Tinuva

The Magician
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Feb 10, 2005
Messages
12,495
Dolby said:
I really hope they don't make them more complex ...

I'm already at the point don't even care and just hope that I get the most out of them at the end of the month
Click to expand...
The eBucks stuff is really not that complex. I just drew up a google spreadsheet based on the rewards rules, and worked out the easiest way to each month earn enough points to be on reward level 5 for the free uncapped and 500MB mobile data. Then after that, it just took a few slight changes to up the amount of ebucks I earn. Most of my shopping is now at Checkers, which btw is where I get most of my eBucks from now, since petrol have a 10% cap of your total swiping/shopping.

I used to get around R250 worth of eBucks a month after they introduced the 10% cap on petrol, the last 2 months that went up to R370 worth of eBucks, this month I should reach R460 worth of eBucks. It was simple things as mentioned, moved shopping to checkers, switched cellphone over to prepaid ect. The only thing I don't do, is the prepaid electricity, and only because I don't know if I will get the return on changing over from postpaid to prepaid electricity, unless the install is free of charge...which I am not sure about.
 
S

SYNERGY

Executive Member
Joined
Jul 13, 2007
Messages
6,010
air said:
Hi
Found here -> https://www.fnb.co.za/downloads/pricing-guide/Personal_Pricing.pdf

looks like they have done away with the 9K FeeSaver option:mad:- still waiting for the eBucks changes (Private Client has already been updated)

cheers
air
Click to expand...

Lets see how it affects existing customers.
If they've done away with the fee saver option - will definitely downgrade my acccount.

They recently offered me to become a Private Client, and they do have a fee saver option - 100k. I just thanked them, put the phone down and laughed.
 
F

Freaksta

Expert Member
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Sep 4, 2005
Messages
3,748
SYNERGY said:
Lets see how it affects existing customers.
If they've done away with the fee saver option - will definitely downgrade my acccount.

They recently offered me to become a Private Client, and they do have a fee saver option - 100k. I just thanked them, put the phone down and laughed.
Click to expand...

I see they have a cheap R5 account I wondering if I can downgrade from my platinum account because I am not paying R145 per month.
 
A

air

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May 19, 2005
Messages
3,187
Tinuva said:
..., since petrol have a 10% cap of your total swiping/shopping.
Click to expand...

I am under the impression petrol currently has a 20% cap and shopping at Checkers has a 30%. Do you have the link of the changes?

cheers
air
 
L

lucifir

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Mar 17, 2004
Messages
3,505
no fee saver will definitely make me reconsider banking with them.
If the other banks are smart, this is where they can capitalise
 
F

flarkit

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Mar 27, 2006
Messages
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They offered a free funeral policy (worth R15k, IIRC) when I signed up, as well as a free disability cover for your outstanding overdraft. Both were cancelled in recent months. Clearly times are tough in the banking sector :(
 
Tinuva

Tinuva

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air said:
I am under the impression petrol currently has a 20% cap and shopping at Checkers has a 30%. Do you have the link of the changes?

cheers
air
Click to expand...
You are correct. Double checked the ebucks website, that is what it says. I will have to redo my sums for what I will get this month, but it will still be more than it always used to be. I could never get my CC above level 4, and my cheque got to level 5 without spending anything on it, however the rewards on it is more now. So will still get more this month by just moving all my spending over to the cheque card.
 
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A

air

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May 19, 2005
Messages
3,187
yep, for me, I channel all spend through the cheque card, have definitely reaped the ebucks benefits so far.
For Private Client eBucks earning, they have tightened up from last year, hoping plat will be less so...
 
RustyPrincess

RustyPrincess

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Mar 17, 2009
Messages
1,814
I will definitely cancel my account if they remove the fee saver option. Ebucks are no longer what they used to be, and the so called platinum benefits are laughable.
 
P

pulling wire

Senior Member
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Oct 26, 2005
Messages
741
If you qualify for 10% discount on fuel purchases, that means you get 10% back in Ebucks. In real cash terms then its only 1% right?
 
A

ABU

Senior Member
Joined
Oct 29, 2005
Messages
576
pulling wire said:
If you qualify for 10% discount on fuel purchases, that means you get 10% back in Ebucks. In real cash terms then its only 1% right?
Click to expand...

No, it means that you get 10% of the cash value. So R100 petrol would earn you 100 Ebucks = R10.
 
Noob-Noob

Noob-Noob

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Feb 1, 2010
Messages
7,030
flarkit said:
They offered a free funeral policy (worth R15k, IIRC) when I signed up, as well as a free disability cover for your outstanding overdraft. Both were cancelled in recent months. Clearly times are tough in the banking sector :(
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Yeah, to much spend with marketing (Steve) adds.
Even though i find the "Eugene" Nedbank adds much more annoying at the moment.
 
A

ABU

Senior Member
Joined
Oct 29, 2005
Messages
576
Minimum Cash Deposit fee
(2011) - R18.85
(2012) - R30
(2014) - R43

Crazy increases!
 
E

Ecco

Executive Member
Joined
Jun 4, 2007
Messages
8,906
Awe man, no more fee saver option. Very disappointed to hear this.

So FNB Private clients still have this option hey. R100,000 to be in the account at all times. How much interest would you earn on R100,000 per month?
 
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