FNB Credit Card Interest Rate

marhsava

Senior Member
Joined
May 5, 2016
Messages
692
Hey guys,

I have a FNB platinum credit card and I wanted to know how can you get personalized interest rate.
 

pozmans

Well-Known Member
Joined
May 26, 2012
Messages
220
Just a quick question on credit card interest rates and credit ratings - does your credit rating get better if you have a higher rate and don't use your facility? Or is it dependent on how much of the credit facility you utilise and your ability to pay it back?
 

Chevron

Serial breaker of phones
Joined
Oct 2, 2007
Messages
25,901
Just a quick question on credit card interest rates and credit ratings - does your credit rating get better if you have a higher rate and don't use your facility? Or is it dependent on how much of the credit facility you utilise and your ability to pay it back?

The latter. Never keep your Credit card maxed. But if you never use it won't help you eaither. Best is to pay it off in full every month.
 

Dean01

Senior Member
Joined
Mar 24, 2011
Messages
611
Hi all, what's a decent credit card interest rate these days? Weighing my options currently..
 
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