- Jan 7, 2010
Quick question - trying to get pre-qualified for a loan so I know the ballpark the banks think I can afford. So in your experience, what percentage (if any) of rental income will banks allow you to put into your gross income? And what about if part of that rental would be from my current primary residence (ie when I move out I'll rent that out too)? I'm pretty sure my bank told me a year or two ago they'll take 50% of future rental, and 75% of current, but now I've spoken with another institution and they claim 0% future, 50% current.