How much money do you earn? And how do you spend it?

[zizo911]

How does one study this fire risk?

 

[GhostSixFour]

I assess the fire risk of buildings going up and plan/cost the fire protection sprinkler/hose reel systems that would be required to protect it within the rules of the regulatory insurance bodies. (Risk asses and cost for tenders basically). It's a really small and specialized niche industry so thats why the salary for my age is inflated above the normal averages.

Meh. Never think salaries are inflated. If someone is paying that, then it means they think you are worth that. I was just curious around what it is you do. Sounds like an interesting position. All sorts of cool jobs out there that they never tell you about at school.

 

[scottish skunk]

How does one study this fire risk?

It's a bit like becoming a tradesman, like a plumber or welder for example. I got the job out of school through a connection. Then I trained on the job studying our industries qualification material. Then eventually you take your exams and if you pass you're then a certified person. The thing is the exams pass rate is 90% and only about 70 people actually have this qualification. So its a pretty big deal once you get it. Luckily my company paid for my studies and course. So I skipped university and got experience and my qualification at the same time.

 

[zizo911]

It's a bit like becoming a tradesman, like a plumber or welder for example. I got the job out of school through a connection. Then I trained on the job studying our industries qualification material. Then eventually you take your exams and if you pass you're then a certified person. The thing is the exams pass rate is 90% and only about 70 people actually have this qualification. So its a pretty big deal once you get it. Luckily my company paid for my studies and course. So I skipped university and got experience and my qualification at the same time.

Aaah cool man!! I've always wanted to do a trade like mechanics or something in building.

 

[HavocXphere]

Aaah cool man!! I've always wanted to do a trade like mechanics or something in building.

.

Friend of mine has a similar trade-like gig: Asbestos inspector. Literally a job that consists of assessing the risks & costs of it in buildings.

I would have thought you run out of messed up buildings pretty fast but no still going strong.

 

[Messugga]

Okay, time for a proper response I suppose.

Age: 32
Qualification: B CS honours and some certs
Net: R76 000

Expenses:
Communication: R1300 (Internet, phone, etc)
Insurance: R4500
Fitness: R400
Travel: R5000
Savings: R30000

The remainder is discretionary expenses. I often put some extra money into savings but I also buy **** when I want to. The above are pretty static payments - debit orders and such.

 

[kfc4unme]

Okay, time for a proper response I suppose.

Age: 32
Qualification: B CS honours and some certs
Net: R76 000

Expenses:
Communication: R1300 (Internet, phone, etc)
Insurance: R4500
Fitness: R400
Travel: R5000
Savings: R30000

The remainder is discretionary expenses. I often put some extra money into savings but I also buy **** when I want to. The above are pretty static payments - debit orders and such.

Where did you live or is your house paid off? What is your occupation ?

 

[HavocXphere]

Where did you live or is your house paid off? What is your occupation ?

Hobo & lives under a bridge.

 

[Messugga]

Where did you live or is your house paid off? What is your occupation ?

House is paid off. I have no debt. My wife pays household expenses, medical aid, food, etc.

I believe I've said my profession is that of coffee drinker. I also dabble in telling people what to do.

 

[Messugga]

Hobo & lives under a bridge.

Pretoria. Basically the same thing though.

 

[HavocXphere]

32 and House paid off. Nice man

 

[Messugga]

32 and House paid off. Nice man

Blame the wife. I'm not sure I contributed a single cent directly. We live in a very average, affordable property, for the time being. Not sold on the country's future at present, so we're prepping for an escape in the next 18 months or so.

 

[Sly21C]

Blame the wife. I'm not sure I contributed a single cent directly. We live in a very average, affordable property, for the time being. Not sold on the country's future at present, so we're prepping for an escape in the next 18 months or so.

Move to a country with less national debt, i.e. a non-European country mostly. The debt bubble will explode, depending on how long the can can be kicked down the road.

http://www.usdebtclock.org/world-debt-clock.html

 

[SaiyanZ]

Move to a country with less national debt, i.e. a non-European country mostly. The debt bubble will explode, depending on how long the can can be kicked down the road.

http://www.usdebtclock.org/world-debt-clock.html

Looks like China is going to win the money race by far.

 

[f2wohf]

Looks like China is going to win the money race by far.

Not really.

https://www.bloomberg.com/news/arti...on-shadow-banking-edifice-showing-more-cracks

Shadow banking has at times been worth as much as 87% of China’s GDP; this figure is high partially due to lack of historical regulation.

https://en.wikipedia.org/wiki/China_shadow_banking

 

[R13...]

Move to a country with less national debt, i.e. a non-European country mostly. The debt bubble will explode, depending on how long the can can be kicked down the road.

http://www.usdebtclock.org/world-debt-clock.html

When that happens you just slink back to your "home" country. My previous employer hired a bunch of chicken runners after the '08 crash. Some have left to head back overseas but others stayed.

 

[Curious_Al]

Age: 27
Net: R40k
Monthly reoccurring debt(cellphone etc): R2k
Petrol: R1k
Rent: R5.5k
Saving: try R20k at least a month

Do buy **** sometimes every month.

Will be moving in with my gf around end of October this year with a bond fee around R12k so guess better enjoy the odd spending until then



Currently still saving with parents but will be moving in with my gf very soon.

 

[Curious_Al]

Age: 27
Net: R40k
Monthly reoccurring debt(cellphone etc): R2k
Petrol: R1k
Rent: R5.5k
Saving: try R20k at least a month

Do buy **** sometimes every month.

Will be moving in with my gf around end of October this year with a bond fee around R12k so guess better enjoy the odd spending until then

.

Sorry ignore the last part forgot to remove it before posting.

 

[jambai]

Earn 25- 30k
Age 35
Save 12k per month
Source of income: 2 days a week plus rental plus small hire business
Work part time - 2 .5 days a week
3 min commute or from home

No debt as in zero and lucky to 8 million ( maybe 10 ) plus property in nice area of Cape Town . I inherited so lucky
To be honest lucky / blessed about work life balance

 

[jman]

Age: 27
Net: R40k
Monthly reoccurring debt(cellphone etc): R2k
Petrol: R1k
Rent: R5.5k
Saving: try R20k at least a month

Do buy **** sometimes every month.

Will be moving in with my gf around end of October this year with a bond fee around R12k so guess better enjoy the odd spending until then



Currently still saving with parents but will be moving in with my gf very soon.

Nice, what line of work are you in?