How to avoid having your card cloned at toll gates and petrol stations

mylesillidge

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The simple way to avoid card cloning at toll gates and petrol stations

The best way to prevent your bank card from getting cloned or skimmed is to avoid inserting it into any devices and instead use contactless payments or withdrawals whenever possible.

Nearly all bank cards issued today have a Europay, Mastercard, and Visa (EMV) chip, which makes them very difficult to tamper with or clone, unlike older chip-less cards.
 
Last i drove to KZN on the N3, there was no contactless options - you have to hand your card over to and you have no idea if they have a skimmer in that booth.

You could pay cash, but thats such a mission
 
Last i drove to KZN on the N3, there was no contactless options - you have to hand your card over to and you have no idea if they have a skimmer in that booth.

You could pay cash, but thats such a mission
We went the past long weekend and they now have self Tap-to-Pay for nearly every booth at all toll gates. Only exceptions were e-tag-only lanes.
 
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Last i drove to KZN on the N3, there was no contactless options - you have to hand your card over to and you have no idea if they have a skimmer in that booth.

You could pay cash, but thats such a mission
An extra layer of security is to always request a receipt. It is social engineering against the scammer.

It does not protect against cloning but the person on the other side who receives your card knows that with a receipt, you have proof of who it was who handled your card.

I was once given back fake notes as change for a cash transaction, so cash also has its problems.

Requesting a receipt give you easy proof of which booth you used and the operator inside the booth.
 
Pay cash, like a boss.
That's what I do.

What I don't understand how a security failure, on the part of the toll-concessions, are passed to the road-user.

Perhaps it's time for the PCI-DSS standard to add another control as part of payment-card security.
 
So this is now like potholes, just put up signs to warn people and job well done.

FFS how difficult can it be to catch the culprits doing this?

Useless policing in SA.
 
Last i drove to KZN on the N3, there was no contactless options - you have to hand your card over to and you have no idea if they have a skimmer in that booth.

The best way to deal with this:

When in doubt, throw a live grenade into the booth as you drive off.
 
Simplest way is to use a tag, now that toll is no more this is a very effective and fast way to use toll roads in SA
 
Last i drove to KZN on the N3, there was no contactless options - you have to hand your card over to and you have no idea if they have a skimmer in that booth.

You could pay cash, but thats such a mission
Most of them are now contactless or some lanes are. There is even a visa pay sign
 
Save the trouble and just go around the toll gate
Here in the Republic DA of the Western Cape we have not gone through a toll gate since the 90s
Ah. A real Cape Townian which never ventures past the tunnel because that is where the Joburg is....

Hugenote Tunnel has a toll gate!!! I don't have a problem with it, but we do have one.
 
Ah. A real Cape Townian which never ventures past the tunnel because that is where the Joburg is....

Hugenote Tunnel has a toll gate!!! I don't have a problem with it, but we do have one.
I live far from the tunnel. Ceres, but when we do go to Cape Town once a month we go over the pass, it is only 11km longer and much more beautiful than a boring stinky dark tunnel
 
the other issue is online purchases. i had three transactions on my credit card a couple months ago apparently on apple.com, but got no OTP for those transactions, so one went through (R399) and two were blocked (both R999.98). the fraud division lady told me that the OTP thing is only for customers that have registered with the banks. not sure if i remember that correctly, but it seems like a false protection then, because only reputable places register for OTP security on transactions while others just let the transaction go through (i've noticed that on some places i buy from)
 
I have not used cash since I got a phone with NFC, and my wallet with my bank cards in have been left at home for over a year. A R100 note left in the car for cash emergency. A 3 week holiday in New Zealand left me wondering what a NZ dollar looks like. I live in a small town, no need for cards or cash now.
 
...mind you a friend does the same and dropped his phone and broke it, that did @#!£ him up lol.
 
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