techead
Honorary Master
- Joined
- Apr 11, 2008
- Messages
- 12,188
Right.. so following on from my previous thread...
Went to the Surgeon yesterday, and he wants to do some tests before he whips my gallbladder out. He said he would like to be 100% sure.
Apparently the enlarged spleen and weight loss is enough for him to justify a CT Scan of my abdomen, and a gastroscopy (scope down the throat).
The Gastroscopy is classified as a "out-of-hospital" procedure, as I'm having it in the actual doctors rooms, and not in the actual hospital where they put you under. On my plan, Discovery Coastal Core (no savings) they cover the OUT-of-hospital one and not the IN-hospital one. I thought this was weird, but apparently its to stop people from booking into hospital for this procedure when its really not necessary. Or so they say.
Then the CT scan. Discovery are a dodge crowd. You have to be so careful. I've been sent to Morton & Partners to have the CT scan done, and I called them to ask what they are "classified as". They confirmed that they are definitely OUT-of-hospital and that anything done by them, is not covered by my plan.
If I get admitted, and the CT scan is linked to the approved gallbladder op, then it's covered. So just because Im going to Morton & Partners, its not going to be covered and now I need to find +-R7500. My gap cover is useless, as that also requires me to be admitted.
My question : Is it possible to get the doctor to admit me to hospital, even for half day so I can take advantage of the cover as then it will be classified as a IN-hospital procedure?
Went to the Surgeon yesterday, and he wants to do some tests before he whips my gallbladder out. He said he would like to be 100% sure.
Apparently the enlarged spleen and weight loss is enough for him to justify a CT Scan of my abdomen, and a gastroscopy (scope down the throat).
The Gastroscopy is classified as a "out-of-hospital" procedure, as I'm having it in the actual doctors rooms, and not in the actual hospital where they put you under. On my plan, Discovery Coastal Core (no savings) they cover the OUT-of-hospital one and not the IN-hospital one. I thought this was weird, but apparently its to stop people from booking into hospital for this procedure when its really not necessary. Or so they say.
Then the CT scan. Discovery are a dodge crowd. You have to be so careful. I've been sent to Morton & Partners to have the CT scan done, and I called them to ask what they are "classified as". They confirmed that they are definitely OUT-of-hospital and that anything done by them, is not covered by my plan.
If I get admitted, and the CT scan is linked to the approved gallbladder op, then it's covered. So just because Im going to Morton & Partners, its not going to be covered and now I need to find +-R7500. My gap cover is useless, as that also requires me to be admitted.
My question : Is it possible to get the doctor to admit me to hospital, even for half day so I can take advantage of the cover as then it will be classified as a IN-hospital procedure?