Installing a backup power system can affect your insurance - King Price

[Jan]

How your home's backup power can impact your insurance

South Africans with backup power systems at home must ensure that their insurance is aware of their installation and that it has been safely and correctly set up and configured.

King Price Insurance spokesperson Wynand van Vuuren recently told CapeTalk's Refilwe Moloto that those who failed to do so might not be covered in the event of a fire, flood, or power surge.

 

[Pulserider]

Everyone wants a piece of the pie

 

[mpdjhb]

And when I called my insurance it was a song and dance for weeks to get an answer from them - they had no idea....

 

[RaptorSA]

"it is crucial that a qualified electrician install it."

Oopsie.

"Once the installation is done, it is important to call the insurer and inform them of its cost, so your premium can be the size of the barrel you're drooped over can be adjusted accordingly."

 

[backstreetboy]

Better yet just don't have insurance.

 

[Mars]

What if its one that plugs into the wall? Do I need an electrician for that?

 

[chrisc]

My insurance guy did not know what an inverter was. He assumed it was a plumbing fixture. Even after sending pictures, he wanted to know which section of the policy it was to be added to, houseowner or all risks

I offered to send a copy of the COC, but he dismissed it

 

[chrisc]

What if its one that plugs into the wall? Do I need an electrician for that?

No, it only refers to a fixture

What you have there is an appliance like a heater or microwave

 

[Mars]

No, it only refers to a fixture

What you have there is an appliance like a heater or microwave

That's my point. He is stating the obvious.

 

[ADrunkTeddyBear]

And when I called my insurance it was a song and dance for weeks to get an answer from them - they had no idea....

Just call a few times to until you speak to someone who knows what a solar system is. Had the same issue my side, had to call and speak to maybe 5 people before someone know what a solar system is. Sent them my COC and pictures and its sorted

EDIT:

This is for Outsurance

 

[McGuywer]

Just call a few times to until you speak to someone who knows what a solar system is. Had the same issue my side, had to call and speak to maybe 5 people before someone know what a solar system is. Sent them my COC and pictures and its sorted

Increase in premium?

 

[ADrunkTeddyBear]

Increase in premium?

Yeah went up by R20 or so

 

[neoprema]

Getting a quote from King Price can also affect your health, because they endlessly spam you with phone calls FOREVER! Even after asking to be removed.,

 

[backstreetboy]

Getting a quote from King Price can also affect your health, because they endlessly spam you with phone calls FOREVER! Even after asking to be removed.,

Truecaller /oh wait it's useless on iOS, nevermind...

 

[neoprema]

Truecaller /oh wait it's useless on iOS, nevermind...

Yes, we prefer not to have our entire address book and all incoming calls sent off to a server somewhere for metadata collection, at minimum

 

[backstreetboy]

Yes, we prefer not to have our entire address book and all incoming calls sent off to a server somewhere for metadata collection, at minimum

Your number is most likely already on there...

 

[neoprema]

Your number is most likely already on there...

the horror!

 

[supersunbird]

Better yet just don't have insurance.

 

[gregmcc]

Not covered in the case of a flood??! Que? That's a bit of a stretch!

 

[BravoDrie]

King Price Insurance spokesperson Wynand van Vuuren recently told CapeTalk’s Refilwe Moloto that those who failed to do so might not be covered in the event of a fire, flood, or power surge.

Sure, but why won't you be covered for a flood? For that matter any event that is not caused by said installation? I hate insurance companies.