I am negotiating a lease for an agricultural smallholding. There is a fair bit of infrastructure on the property - main house, large polytunnel, water pumps, chicken houses, fruit trees, etc. The landlord says he is only insuring the house and none of the agricultural part of the property. What concerns me is am I then responsible for any damage to that infrastructure, say if lightning strikes the polytunnel or something? He obviously wants the property returned in a similar condition at the end of the lease period, fair wear and tear excepted. Does anyone know the legal position here?