Is it worth it to keep paying for my tracking unit?

[tsume]

I just recently changed insurance. The new insurance company said that whether I have a tracker or not it won't change my profile as my car is low risk. In such a case's would it be wise to discontinue my tracker service and save on R200 p/m, or is it best to keep tracking subscription on?

 

[Type RSA]

Some insurance companies waiver your excess if your car gets stolen or hijack and you had a tracking device in it, others don't. I would say switch it off. I got a new car recently and will not put another tracking device in my car. I worked for a tracking company recovery team long enough to know what happens when it gets stolen or hijacked. Plus that thing just drains your battery when the car is standing a while. So if you won't pay much more on your premium then deactivate it.

 

[rorz0r]

If your premium doesn't go down by as much as the tracking cost (it won't unless you have a super expensive car, in which case you don't care about R200p/m) then leave it unless the car has particular sentimental value or something. It's likely you don't really want that car back in any case.

 

[ToxicBunny]

So your insurance premium won't go up if you don't have the tracker anymore, and your excesses will stay the same?

Ditch it.

 

[Colin62]

Dump it. You don't really want a recovered, repaired ex-stolen car anyway.

 

[Foxhound5366]

I keep mine, because my wife takes my car out sometimes, and it gives me a fair amount of peace of mind knowing that if she breaks down anywhere, I'll be able to see exactly where. Or - god forbid - if she's hijacked, somebody at least stands a small chance of finding her.

Other times it's just because I'm parked in a dodgy area, and I'd like to know that my car is still where I left it ... a quick sms, and I know. *shrugs* To me, that's worth it. Plus Tracker is subsidised by going through Outsurance, so that makes it even easier to take.

 

[gelid]

Dump it. My friends car was recently stolen and the tracker didn't help at all.