- Aug 21, 2006
Usage based motoring. The insurance industry can drive it, and they do drive it in other countries. In the US, minimum age for driver's licenses is 16, but fewer road accidents because of 3 things: traffic law enforcement works, few people drink and drive and they're a lot stickier with speed limits there than here. And if you're caught driving recklessly or busted DUI or are at fault in an accident, it goes on your Insurance Record.
And there we go. Penalise the behaviour, let the guy own whatever he wants. Best suggestion in the thread.