I bought a house with a bachelors flat ten years ago from an insolvent estate by way of signing an offer to purchase, paying a deposit and arranging a bond for the balance.
I was in my early twenties at the time and was just glad to be a homeowner and did not think I needed to do anything else.
For ten years I have been paying my bond and either renting out the flat or the house as supplementary income for the bond and happily living my life.
The end of last year my neighbour of ten years children sold her house to Mr x.
The beginning of this year Mr x phones me at my work and says he what to come see me at my work. I think nothing of it and agrees.
When he meets me he informs me that the back 3rd of my yard with the bachelors flat and my parking actually belongs to him per his title deed.
Needless to say I was shocked to the depths of my soul.
I told him that it is impossible because my yard is surrounded by four walls and I have been living like that since I bought the property 10 years ago and the previous owner never said one word to me about me occupying part of her property. Also how can it be that the bachelors flat is part of his property when the water and electricity for the flat feeds from my municipal meters.
He said he did not care and I should vacate his property within 30 days.
The first thing I did was try to get all my papers from 10 years ago and go see a lawyer.
The offer to purchase I signed only had the street address of the property on it and no mention of erf number or m² on it. (Probably a mistake on my part but I did not know any better)
I did a search of my property at the surveyor general office so that I could get a map of my property and see where the boundaries are. I got map dated 2001 where the back and front of my property was consolidated as one erf. The previous map was dated 1998 and showed only the front part of my property. I bought the property in 2003 and was of the impression that the newest map would be applicable.
The title deed to my property I had not ever seen because the bank had it because of the bond. I got a copy from the bank but it showed my property as being only the m² of the front part.
Also contacted the municipality but that was of no use as they don’t have any records of the bachelors flat building plans and when asked why the water and electricity from my meter is supplying the neighbours property they said that from beyond the meter is not their business.
Go to lawyer and he says I must pay R5,000.00 deposit and he will investigate at deeds office and contact the neighbours lawyers.
After two weeks lawyer comes back with same documents that I already gave him and asks if me and neighbour wouldn’t like to try and settle.
I just want this whole mess to disappear and offers the neighbour R100,000.00 for my back yard which is very reasonable since a vacant erf which is 3 times the size sells for R80,000.00.
He comes back with counter offer of R250,000.00 for my property which is what I paid for my house ten years ago, which I consider as an insult. My municipal valuation is R450,000.00 and my replacement value on homeowners insurance is R1,300,000.00
The lawyer tells me now the only choices I have is to pay R30,000.00 for an advocate and if I lose it could be double that or give in to demands.
I don’t have that kind of money and if I made a plan I don’t want to pay it twice and still lose my property.
I lived 10 years in peace with previous neighbour and there was a map that also showed it was my property. Only the deeds office that did not show the same.
Do I have a case? Is there anything I did not think of?
The previous neigbours husband died 11 years ago and the other party is insolvent from whose estate I bought and I do not know her whereabouts. I have nobody to contact in regard to consolidation of my property and why it does not show the same at deeds office.
Any advice would be appreciated.
Thanks.
I was in my early twenties at the time and was just glad to be a homeowner and did not think I needed to do anything else.
For ten years I have been paying my bond and either renting out the flat or the house as supplementary income for the bond and happily living my life.
The end of last year my neighbour of ten years children sold her house to Mr x.
The beginning of this year Mr x phones me at my work and says he what to come see me at my work. I think nothing of it and agrees.
When he meets me he informs me that the back 3rd of my yard with the bachelors flat and my parking actually belongs to him per his title deed.
Needless to say I was shocked to the depths of my soul.
I told him that it is impossible because my yard is surrounded by four walls and I have been living like that since I bought the property 10 years ago and the previous owner never said one word to me about me occupying part of her property. Also how can it be that the bachelors flat is part of his property when the water and electricity for the flat feeds from my municipal meters.
He said he did not care and I should vacate his property within 30 days.
The first thing I did was try to get all my papers from 10 years ago and go see a lawyer.
The offer to purchase I signed only had the street address of the property on it and no mention of erf number or m² on it. (Probably a mistake on my part but I did not know any better)
I did a search of my property at the surveyor general office so that I could get a map of my property and see where the boundaries are. I got map dated 2001 where the back and front of my property was consolidated as one erf. The previous map was dated 1998 and showed only the front part of my property. I bought the property in 2003 and was of the impression that the newest map would be applicable.
The title deed to my property I had not ever seen because the bank had it because of the bond. I got a copy from the bank but it showed my property as being only the m² of the front part.
Also contacted the municipality but that was of no use as they don’t have any records of the bachelors flat building plans and when asked why the water and electricity from my meter is supplying the neighbours property they said that from beyond the meter is not their business.
Go to lawyer and he says I must pay R5,000.00 deposit and he will investigate at deeds office and contact the neighbours lawyers.
After two weeks lawyer comes back with same documents that I already gave him and asks if me and neighbour wouldn’t like to try and settle.
I just want this whole mess to disappear and offers the neighbour R100,000.00 for my back yard which is very reasonable since a vacant erf which is 3 times the size sells for R80,000.00.
He comes back with counter offer of R250,000.00 for my property which is what I paid for my house ten years ago, which I consider as an insult. My municipal valuation is R450,000.00 and my replacement value on homeowners insurance is R1,300,000.00
The lawyer tells me now the only choices I have is to pay R30,000.00 for an advocate and if I lose it could be double that or give in to demands.
I don’t have that kind of money and if I made a plan I don’t want to pay it twice and still lose my property.
I lived 10 years in peace with previous neighbour and there was a map that also showed it was my property. Only the deeds office that did not show the same.
Do I have a case? Is there anything I did not think of?
The previous neigbours husband died 11 years ago and the other party is insolvent from whose estate I bought and I do not know her whereabouts. I have nobody to contact in regard to consolidation of my property and why it does not show the same at deeds office.
Any advice would be appreciated.
Thanks.