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Cheri, my skat, you don't know the meaning of being disappointed. But you will, when your daughters are grown up and realise what a fraud mommy is. How mommy just kept duping people again and again. Old people, pensions gone. Desperate people looking for a quick retirement saving....left with even less than what they had before.
Your daughters will feel what no child should ever feel towards a parent - disappointment.
On the flip side, you and Belinda have been doing this forever, so maybe it's a genetic thing.