Pension Fund that works kinda like a fixed deposit

[c10n3d_0r6]

My mother is close to retirement and I would like to put her pension fund into something less risky than the stock market. She doesn't have the time to ride out all the volatility with something based on shares. Are there any funds that count as pension funds for tax purposes, yet provide guaranteed returns similar to a fixed deposit? I understand the maximum return will be less than what other funds may offer, but that's a trade off she's willing to accept.

 

[supersunbird]

There are many income and low equity unit trusts to choose from, but none that work like a fixed deposit that I know about.

 

[hellfire]

My mother is close to retirement and I would like to put her pension fund into something less risky than the stock market. She doesn't have the time to ride out all the volatility with something based on shares. Are there any funds that count as pension funds for tax purposes, yet provide guaranteed returns similar to a fixed deposit? I understand the maximum return will be less than what other funds may offer, but that's a trade off she's willing to accept.

Speak to your financial advisor.
There are many lower risk options