Where can I use Samsung Pay?
Samsung Pay can be used almost anywhere. With our propriety Magnetic Secure Transmission (MST) technology a merchant that does not have a contactless payment terminal can still accept Samsung Pay. Merchants can at their sole discretionary choose to accept or decline a Samsung Pay transaction.
Although I cant get MST working on my S7 and no reply on my query to Samsung about this.
With Samsung Play every transaction uses an encrypted digital token for added security so your actual card number is never used during a transaction. Samsung KNOX monitors activities on all Galaxy devices using Samsung Pay.
I have been using it for a few weeks now... its quick and easy to pay with. Fingerprint authentication great. Swipe up even when phone is locked makes it quick and easy. Still needs fingerprint authentication which is secure. Also adding of card was easy with the camera feature. Loyalty cards can also be scanned in.
I have a samsung galaxy s7 with an absa card which were both supported device and bank. Can make payment anywhere and buy anything. I was the first person to use the tap feature for almost all of my 23 transactions. The tellers were mostly lost when I indicated I wanna pay with my phone. Had to show them how... lol. Interestingly enough was that most machines were compatible but the people didn't know it even had the feature. They were however pleasantly surprised how easy it was to use.
It's a virtual wallet for all your cards and they are all authenticated securely using any method of authentication preferred by the user on their phone e.g. fingerprint, iris scanner or good old PIN. It gives the user the flexibility of selecting which card to use at the click of a button and avoids contact of your card with a cashier as you tap your phone to pay.
I dont need a wallet with all my cards since I can use samsung pay to pay with different cards! And I love how it works with all the cards machines and not only tap and go machines, it surprises everyone behind the counters every time!