Scratch and Dent Policy

[JOEY_8]

Hi guys. Does anyone know of a good scratch and dent policy that they would recommend?

I previously had the Barloworld Optimum Body Care package which was through Smartuma, however, they are so slow and I didn't even end up using it due to that. However, I have a few stone chips that need repairing now so looking for suggestions.

 

[6spdmanual]

These guys: https://theunlimited.co.za/products/my-mobility/auto-supreme#details

They cover pre-existing damage as well.

 

[jezzad]

Got one with my car tried to claim and it was impossible. Wouldn’t get one again.

 

[Aghori]

Your comprehensive vehicle insurance policy should include repairs for a small excess for scratches and dents no?

 

[ld13]

These guys: https://theunlimited.co.za/products/my-mobility/auto-supreme#details

They cover pre-existing damage as well.

How on earth is this even possible. R3000 per year for R4000 in cover every 3 months?!

Is it a case that they use repair places that charge R4999 per dent, so you end up paying in each and every time or something?

 

[JOEY_8]

Your comprehensive vehicle insurance policy should include repairs for a small excess for scratches and dents no?

Yeah I have that, but my excess is quite a bit. Will see though.