Selling my product on credit: who to use to provide credit?

[nic777]

Hi everyone,

I sell high quality digital products that people want however the once-off purchase price puts off a lot of people.

So I want to look in to selling it on credit so they can pay it off over 12 or 24 months, like a cellphone.

I am in no position though to offer credit so I am looking for a company who can enter into a credit agreement with the customer, I get paid the "cash price", and they get the creditor with interest paid on.

Does anyone know of any company which can do this?

So far, I have seen Spartan (http://www.spartan.co.za/spartners/) but not sure if they do exactly what I am looking for (have contacted them).

 

[Chevron]

Why don't you look at selling your product as a service?

Hosted in the Cloud that people pay a monthly fee to use?

 

[ant_man]

Why dont you approach RCS, they would be the best to speak to.

 

[nic777]

Thanks for the responses. Sorry, digital was perhaps the wrong word to use. This is a physical product.

Thanks ant_man, just also found the RCS site after trying a while to get the name: https://merchants.rcs.co.za/retail-partners

I emailed them as well.

Anyone else I can use?

Thanks in advance

 

[KaMoS]

Two good options: https://www.mobicred.co.za and https://www.creditcart.co.za/

 

[ant_man]

Thanks for the responses. Sorry, digital was perhaps the wrong word to use. This is a physical product.

Thanks ant_man, just also found the RCS site after trying a while to get the name: https://merchants.rcs.co.za/retail-partners

I emailed them as well.

Anyone else I can use?

Thanks in advance

If you don't get a response pop me a PM and I can give you a contact within RCS who can hopefully help.