Bcos this company promises u the item will be received within a week or so on the latest and then the cool off period per say has lapsed. They know what they are doing to ensure they do not have to refund the customer and then the customer is forced to take something else and pay in the difference.
This was in reply to a question as to why customers don't initiate a credit card chargeback.
The merchant's stalling in this way does not actually prevent a chargeback.. If you look at the information on the site of the banking ombud (
https://www.obssa.co.za/press_releases/chargeback-rights-explained/), it says that "It is very important to note that if a cardholder wishes to raise a chargeback, it needs to be filed within 120 days from the transaction processing date, or the delivery date of the goods or services"; however, it also gives among valid grounds for a chargeback (several of which seem to apply to Raru customers) "The ordered goods did not arrive on schedule, or by the mutually agreed extended delivery date".
What this means on the face of it is that (1) it's the promised delivery date and not the date of payment that matters for online orders - naturally a customer could not know goods have not been supplied until the promised date of supply has passed, so for an online order the promised date of delivery is equivalent to the transaction date for a payment at a physical store at the time of receiving the goods; and (2) if subsequent to the original order the merchant issues a promise of delivery at a new date, and the customer accepts this promise at face value, that constitutes "the mutually agreed extended delivery date", so the clock on the time limit is reset.
This seems to be confirmed by the fact that I lodged a dispute form (using the ground of goods not being supplied) and supporting documents (including the generic email saying the order should arrive in 2 to 3 weeks, dated 5 October 2022) with my card issuer on 21 November 2022, 123 days after the original order and payment on 22 July 2022 (with an expected dispatch date of 25 August 2022), and the charge was reversed on 22 November 2022.