Vaccines or not, Discovery is well known for shifting the goalposts along the way. And never for the benefit of the other party.
Vitality points for sports and activity? Been slashed down to nothing and is still being adjusted every year. Downwards.
Regardless of what one does, they will always recoup costs in the end.
I just killed their card too.. vitality now requires card levels for airline discount. I don’t go to gym as I bought things for home, treadmill this month so.. bye bye.
I told the card people the same as I told investment people years ago.. for financial products, you want certainty with interest charged/paid/gained.. so gamification with goal posts that change annually for product that last longer is not good.