Could you screenshot the DSL Status page again of your router Signor65, so we can see the top half of the screen like in the image I uploaded now.
It's a Vox fatpipe capped account. My line rental is with Isat though (and they are a pain in the ass to deal with, wow!). I'm definitely only paying for 20.You're definitely on a 40Mbps line. Is your data account uncapped or capped?
Then I'm perplexed to say the least, it clearly shows you're on 40Mbps, something somewhere is off.