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Speedster
Honorary Master
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- May 2, 2006
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- 21,685
Take the statement with when you open the account, that way you can simply withdraw online.
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The African Bank credit card thread
- Thread starter Speedster
- Start date
Online?! Haha thats if we can sort out this "authentication" nonsense.
**** i wish i just got a darn CC... Silver is a compulsory Debit every month regardless of whether amount is owed or not, but you free to withdraw the amount.. gold is debit only when owed .. i think
apparently so, i wouldnt know coz they just keep rejecting my a$$
I got told they will debit 2500 from my "gold" card every month, regardless of whether I use it. It's still not activated for use because it's been the third time I went in and the excuse today is that the IT problem that arose the first time, is decidedly still not resolved (I'm not sure why they were able to give me a card on trip 2 and encode it with a PIN in the meantime, though).
Also not sure if they are going to slap on insurance because at no point during this exercise was I told that would have to be an option.
i am slightly frustrated...(even though i expected the service not to be great).
got a call this morning asking me to submit documents, she gave me an email address but i was driving and asked her to call me in 10 minutes...she never did.
i called back and was ask to redo the process!!!
and then was told to submit the documents at the bank....i went to head office, and was told by security everyone went home?
even though they are suppose to be open till 5 and i arrived before 4:30.
Surely i can just submit my documents via an email with my reference number?
got a call this morning asking me to submit documents, she gave me an email address but i was driving and asked her to call me in 10 minutes...she never did.
i called back and was ask to redo the process!!!
and then was told to submit the documents at the bank....i went to head office, and was told by security everyone went home?
even though they are suppose to be open till 5 and i arrived before 4:30.
Surely i can just submit my documents via an email with my reference number?
How much extra on top of the monthly fee is the insurance if I may ask?
Speedster
Honorary Master
- Joined
- May 2, 2006
- Messages
- 21,685
I haven't paid a cent in insurance in over 3 months of having the card. But then also my account has never been in the red. I think the insurance is calculated on monies owed.
Also never had any money deducted from my cheque account.
CPI/customer protection insurance is only calculated on any outstanding balance owing to ab when the statement run cycle is done, ie 30day cycle.
If ur outstanding balance is R0 or less, u wont be charged an insurance fee.
If your outstanding balance is not settled and reflecting on ur account by due date, then u will b charged the interest fees
Speedster
Honorary Master
- Joined
- May 2, 2006
- Messages
- 21,685
makes sense
yeah and in that discussion of yours, you said that the monthly debit was for silver and NOT gold.. im asking if anyone with a gold CC has been debited or pays insurance?
http://mybroadband.co.za/vb/showthr...ard-thread?p=20942072&viewfull=1#post20942072
Thanks speedster.. what about the warming issue.. anyone still experiencing this?
when you say credit limit, what do you mean? if you have a credit card with 5k.. whats your credit limit?