The African Bank credit card thread

Snyper564

Honorary Master
Joined
Oct 1, 2008
Messages
15,343
where do you see the debit for R100?

on my statement all i see are the transactions for R60 (fees) and R8.40 (vat)

The R100 applies to the silver account I think

Mine is the gold (68.4)
 

Jasop

Senior Member
Joined
Feb 1, 2018
Messages
591
I am on gold, debit order went off regardless being in positive
That's strange, nothing like that on my account with positive balance.

Does debit order deduct R100 from the ABCC balance or does it debit your FNB account to increase ABCC balance by R100?
 

Tinuva

The Magician
Joined
Feb 10, 2005
Messages
12,478
That's strange, nothing like that on my account with positive balance.

Does debit order deduct R100 from the ABCC balance or does it debit your FNB account to increase ABCC balance by R100?
Latter
 

Jasop

Senior Member
Joined
Feb 1, 2018
Messages
591
So when my account got warmed in the past for putting 11k of my own money in, I got told that it happened because I exceeded my credit limit of 10k.

I'm thinking about applying for a credit limit increase to possibly allow a higher debit balance without the card getting warmed.

Didn't make sense to me but I figure it is worth a try.

Do you guys think that higher credit limit will reduce chance of account getting warmed?

Anyone been through the credit limit increase process?
 
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electrix

Senior Member
Joined
Nov 19, 2010
Messages
678
So the abcc has got blocked.

How long does it take to unblock?

What is required to prove source of funds, a story or docs?
 

electrix

Senior Member
Joined
Nov 19, 2010
Messages
678
Just like like that, got n sms stating abcc is blocked. When i called no on sms lady saying i need to prove source of funds. Said i was busy and will call back
 

Jasop

Senior Member
Joined
Feb 1, 2018
Messages
591
Tried buying online, Verified by Visa message said otp will be delivered within 15 minutes ... Cancelled and used a proper bank credit card to get otp immediately.

AB otp came about ten minutes later... This needs to improve.
 
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