The car colours that cost the most to insure

“Your premium may fluctuate by plus-minus 10%, depending on the colour of your car. A white car will result in a lower premium as it has the best visibility.”

He highlighted that red, black, charcoal, and darker vehicles – which are are less visible on the road – will be more expensive to insure.
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Saved you a click.
 
Colour makes zero difference, ask any insurance company if having a white car will cost you less....
 
The last 2 cars I insured i was not asked about the colour of the car. So how does this factor in to my premium. I call BS.
 
LinuxMan said:
Colour makes zero difference, ask any insurance company if having a white car will cost you less....
Click to expand...
I've had 3,doesn't make a difference, I've even had gray and red no difference.
 
I just insured another motorbike 2hrs ago over the phone and Outsurance sure as hell didn't ask me what colour I am nor my bike

What racist kak is this now? :mad:
 
Why does MYBB get articles from k@k companies instead of from the leaders in the industry.
 
It is a rating factor in other countries, mainly in the northern hemisphere, but not so much down here as we have mostly high visibility days through the year.

Not sure if it ever went through, but there were talks about colour being a financing factor as many people there buy grey and black cars which when you have 360 days of clouds. Basically low vis cars paid higher interest in financing.

So it’s possible that some of the more dof insurers like KP may use colour as a factor, they are also the same dof insurers who at one point had all their rating factors visible in plain text in their web source.

Basically if your car is fancy and/or costs more than 2mil, they won’t, or didn’t cover it, maybe that’s changed.
 
Hemi300c said:
Why does MYBB get articles from k@k companies instead of from the leaders in the industry.
Click to expand...

It’s MyBn, they have “Amazing deals” every Friday, I am yet to find a deal, let alone one that’s amazing.
 
If you buy a new car today its highly likely it will have day running lights this is also the first time I've heard about this being a thing in SA.
 
Received quotes from various insurance companies and colour made no difference to the premium.
 
spiff said:
red not easily visible - that explains why so many people drive through red robots :unsure::rolleyes:
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There are many factors that influence risk, and statistically the colour of the vehicle has proven to be relevant. It's built into the actuarial formula in the application used by the insurance company to calculate the probability of an accident and therefore the insurance risk.
 
Yep bs article

No mention of color in any insurance i ever had on any of my vehicles
 
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